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AFLAC INC

AFLNYSE
๐Ÿ† #267 by market capEarnings Nov 4 ยท PostUS Equity
$113.05โ–ผ $0.50 (โˆ’0.44%)
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24hโ–ผ 0.4%
7dโ–ผ 1.4%
14dโ–ผ 3.8%
30dโ–ผ 3.0%
ytdโ–ฒ 2.5%
1yโ–ฒ 1.5%
๐ŸฆMarket Cap
$57.54B
Mid Cap
๐Ÿ“ˆRevenue Growth (YoY)
-8.8%
Declining
๐Ÿ“ŠGross Margin
53.9%
Healthy
๐Ÿ’ตFCF Margin
14.6%
Healthy
โš–๏ธP/S Ratio
3.2x
Fair
Otter Score
84
Good

Trading Snapshot

Day Range
$111.49 โ€“ $115.20
52-Week Range
$105.43 โ€“ $130.22
Volume
$3.82B
Avg Volume
$4.11B
Shares Outstanding
509.0M
Next Earnings
Oct 30, 2026

Fundamentals Snapshot

Annual Revenue
$17.44B
Last Q Revenue
$4.08B
P/E Ratio
12.2
P/S Ratio
3.2x
EPS (TTM)
$9.64
Dividend Yield
2.12%
Dilution (1yr)
โˆ’5.8%

Why Investors Own AFL

  • โœ“High-growth profile โ€” revenue up +30.9% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 77% gross margin and 16% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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AFLAC INC

AFL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$17.4Bโ–ผ โˆ’8.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
38.9%โ–ฒ +9.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isnโ€™t profitable yet.
$4.6Bโ–ผ โˆ’27.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$2.6Bโ–ผ โˆ’5.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing ownerโ€™s slice.
532.0Mโ–ผ โˆ’5.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
โˆ’$2.2Bโ–ผ โˆ’$895M YoY
StockOtter ยท stockotter.space

About AFLAC INC

Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.

๐Ÿฆฆ

Otter Score Breakdown

How it's scoredFive components, each rated 1โ€“5โ˜… and equally weighted (20%), averaged to a 0โ€“100 score:๐Ÿ’Ž Quality โ€” gross margin๐Ÿš€ Growth โ€” revenue YoYโš–๏ธ Valuation โ€” P/S ratioโšก Momentum โ€” 30-day price change๐Ÿ’ง Dilution โ€” 1-yr share issuance (buybacks score higher)
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿ’งDilutionโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Good
84/100

Analyst Price Target

โ“˜
Average Target
$132.38
โ–ฒ +17.1% Upside
High Target$147.71
Low Target$110.76
Based on 24 analysts

Latest News & Updates

Defense Worldยท5d ago

Aflac (NYSE:AFL) Major Shareholder Post Holdings Co. Ltd. Japan Sells 12,200 Shares of Stock

Aflac Incorporated (NYSE: AFL - Get Free Report) major shareholder Post Holdings Co. Ltd. Japan sold 12,200 shares of the company's stock in a transaction dated Monday, September 21st. The shares were sold at an average

24/7 Wall Streetยท6d ago

4 Insurance Stocks With Two Big Profit Engines Backing the Dividend

Most retirees overlook insurance stocks entirely, but a select group of insurers collect a paycheck twice before writing a single dividend check. Here is why that double engine makes all the difference for income durabil

Defense Worldยท6d ago

Aflac (NYSE:AFL) Major Shareholder Post Holdings Co. Ltd. Japan Sells 12,800 Shares of Stock

Aflac Incorporated (NYSE: AFL - Get Free Report) major shareholder Post Holdings Co. Ltd. Japan sold 12,800 shares of the company's stock in a transaction dated Friday, September 18th. The shares were sold at an average

PRNewsWireยท7d ago

Former baseball and football star Brian Jordan and Aflac President Virgil Miller join forces to show love and care to children and families at SSM Health Cardinal Glennon Children's Hospital in St. Louis

Legendary athlete and children's book author read his book for patients and helped deliver My Special Aflac Duck ยฎ to children with cancer and sickle cell disease ST. LOUIS, Sept.

PRNewsWireยท7d ago

Aflac + Rachel Zoe make bold fashion statement to prompt Americans to Check for Cancer

Rachel Zoe's unique designed jacket features a checked pattern scannable code to drive increase in cancer screenings COLUMBUS, Ga., Sept. 22, 2026 /PRNewswire/ -- A pioneer in cancer insurance, Aflacย has spent seven deca

Defense Worldยท8d ago

Brokerages Set Aflac Incorporated (NYSE:AFL) Price Target at $116.62

Aflac Incorporated (NYSE: AFL - Get Free Report) has been given an average recommendation of "Hold" by the fourteen analysts that are covering the company, MarketBeat.com reports. Three investment analysts have rated the