WU logo

WESTERN UNION CO

WUNYSE
πŸ† #2040 by market capUS Equity
$920.69β–Ό $45.39 (βˆ’4.93%)
Simulated price
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24hβ–Ό 4.9%
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🏦Market Cap
$1.91B
Small Cap
πŸ“ˆRevenue Growth (YoY)
-4.0%
Declining
πŸ“ŠGross Margin
33.0%
Moderate
πŸ’΅FCF Margin
10.0%
Moderate
βš–οΈP/S Ratio
0.5x
Cheap
Otter Score
68
Fair
No chart data available for WU.

Trading Snapshot

Day Range
$916.39 – $929.09
52-Week Range
$5.94 – $10.35
Volume
$3.78B
Avg Volume
$4.81B
Shares Outstanding
311.9M
Next Earnings
Oct 23, 2026

Fundamentals Snapshot

Annual Revenue
$4.04B
Last Q Revenue
$1.01B
P/E Ratio
4.9
P/S Ratio
0.5x
EPS (TTM)
$1.26
Dividend Yield
15.36%
Dilution (1yr)
βˆ’6.5%

Why Investors Own WU

  • βœ“High-growth profile β€” revenue up -3.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 60% gross margin and 19% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

WU logo

WESTERN UNION CO

WU
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$4.0Bβ–Ό βˆ’4.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
28.7%β–Ό βˆ’24.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$784Mβ–² +8.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$393Mβ–² +6.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
318.9Mβ–Ό βˆ’6.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.5Bβ–Ό βˆ’$441M YoY
StockOtter Β· stockotter.space

About WESTERN UNION CO

Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$1,203.12
β–² +30.7% Upside
High Target$1,468.54
Low Target$1,079.50
Based on 40 analysts

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