WORLD ACCEPTANCE CORP
WRLDNASDAQTrading Snapshot
- Day Range
- $220.58 – $227.15
- 52-Week Range
- $110.00 – $227.68
- Volume
- $3.85B
- Avg Volume
- $2.59B
- Shares Outstanding
- 4.7M
- Next Earnings
- Nov 19, 2026
Fundamentals Snapshot
- Annual Revenue
- $585M
- Last Q Revenue
- $139M
- P/E Ratio
- 20.0
- P/S Ratio
- 1.4x
- EPS (TTM)
- $8.59
- Dividend Yield
- 0.00%
- Dilution (1yr)
- −8.8%
Why Investors Own WRLD
- ✓High-growth profile — revenue up +37.4% YoY with expanding US Equity exposure.
- ✓Healthy economics — 56% gross margin and 21% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
WORLD ACCEPTANCE CORP
WRLD
StockOtter · stockotter.spaceAbout WORLD ACCEPTANCE CORP
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Price Target
ⓘLatest News & Updates
WORLD ACCEPTANCE CORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift WRLD price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
WORLD ACCEPTANCE CORP announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.