WCCB logo

WEST COAST COMMUNITY BANCORP

WCCBNASDAQ
Earnings Oct 20US Equity
$60.34β–Ό $0.07 (βˆ’0.12%)
πŸŒ™ After hours$60.34β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 0.1%
7dβ–Ό 0.3%
14dβ–² 1.4%
30dβ€”
ytdβ€”
1yβ€”
🏦Market Cap
$198.02B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
β€”
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
β€”
βš–οΈP/S Ratio
β€”
Otter Score
60
Fair

Trading Snapshot

Day Range
$59.60 – $61.53
52-Week Range
$40.20 – $61.95
Volume
$2.38B
Avg Volume
$1.86B
Shares Outstanding
β€”
Next Earnings
Oct 21, 2026

Fundamentals Snapshot

Annual Revenue
$171M
Last Q Revenue
$44M
P/E Ratio
β€”
P/S Ratio
β€”
EPS (TTM)
β€”
Dividend Yield
β€”
Dilution (1yr)
βˆ’1.1%

Why Investors Own WCCB

  • βœ“High-growth profile β€” revenue up +4.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 54% gross margin and 11% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

WCCB logo

WEST COAST COMMUNITY BANCORP

WCCB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$171Mβ–² +37.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
76.7%β–² +3.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$70Mβ–² +41.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$49Mβ–² +119.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
10.5Mβ–Ό βˆ’1.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$8Mβ–Ό βˆ’$81M YoY
StockOtter Β· stockotter.space

About WEST COAST COMMUNITY BANCORP

West Coast Community Bancorp functions as the parent organization overseeing West Coast Community Bank, which was formerly recognized as Santa Cruz County Bank. This financial institution offers a comprehensive suite of banking services tailored for both businesses and individual customers. Its diverse product range includes various lending options such as corporate loans, revolving lines of credit, commercial real estate mortgages, construction development financing, and agricultural credit. Additionally, the bank facilitates government-backed loans through SBA and USDA programs, along with asset-based financing. Beyond credit solutions, clients can access services like credit cards, merchant processing, digital check deposit capabilities (remote deposit capture), convenient mobile and online banking platforms, bill payment options, and advanced treasury management tools.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
60/100

Analyst Price Target

β“˜
Average Target
$64.25
β–² +6.5% Upside
High Target$74.21
Low Target$58.93
Based on 39 analysts

Latest News & Updates

GlobeNewsWireΒ·14d ago

West Coast Community Bancorp Announces Listing on Nasdaq Stock Market

SANTA CRUZ, Calif., Sept. 15, 2026 (GLOBE NEWSWIRE) -- West Coast Community Bancorp (the β€œCompany”) (Nasdaq: WCCB), the parent company of West Coast Community Bank, today announced that its Registration Statement on Form

Zacks Investment ResearchΒ·27d ago

WEST COAST BCP (WCCB) Stock Jumps 7.1%: Will It Continue to Soar?

WEST COAST BCP (WCCB) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term

GlobeNewsWireΒ·29d ago

West Coast Community Bancorp Files SEC Form 10 in Preparation for Nasdaq Uplist

SANTA CRUZ, Calif., Aug. 31, 2026 (GLOBE NEWSWIRE) -- West Coast Community Bancorp (the β€œCompany”) (OTCQX: WCCB), the parent company of West Coast Community Bank, today announced that it has filed a Registration Statemen

Zacks Investment ResearchΒ·Aug 20

WEST COAST BCP (WCCB) Upgraded to Buy: Here's Why

WEST COAST BCP (WCCB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

GlobeNewsWireΒ·Aug 20

West Coast Community Bank Launches Private Banking Division Serving Silicon Valley and the Peninsula

SAN JOSE, Calif., Aug. 20, 2026 (GLOBE NEWSWIRE) -- West Coast Community Bank (OTCQX: WCCB), a $2.9 billion community bank headquartered in Santa Cruz, Calif.

Zacks Investment ResearchΒ·Jul 21

West Coast Community Bancorp (WCCB) Surpasses Q2 Earnings Estimates

West Coast Community Bancorp (WCCB) came out with quarterly earnings of $1.28 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $1.23 per share a year ago.