VERSABANK
VBNKNASDAQTrading Snapshot
- Day Range
- $22.01 β $22.42
- 52-Week Range
- $11.25 β $25.05
- Volume
- $2.52B
- Avg Volume
- $2.37B
- Shares Outstanding
- 32.2M
- Next Earnings
- Dec 7, 2026
Fundamentals Snapshot
- Annual Revenue
- $120M
- Last Q Revenue
- $93M
- P/E Ratio
- 30.1
- P/S Ratio
- 3.0x
- EPS (TTM)
- $1.05
- Dividend Yield
- 0.32%
- Dilution (1yr)
- +25.4%
Why Investors Own VBNK
- βHigh-growth profile β revenue up +4.4% YoY with expanding US Equity exposure.
- βHealthy economics β 26% gross margin and 16% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
VERSABANK
VBNKAbout VERSABANK
VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Ratings
βLatest News & Updates

VersaBank Significantly Expands Addressable Market for Structured Receivable Program in the U.S. with Launch of Funding to Small Business Sector
London, Ontario--(Newsfile Corp. - September 22, 2026) - VersaBank (TSX: VBNK) (NASDAQ: VBNK) (or the "Bank") today announced that, as the next

VersaBank (VBNK:CA) Shareholder/Analyst Call Transcript
VersaBank (VBNK:CA) Shareholder/Analyst Call Transcript

VersaBank to Participate in the Raymond James US Bank and Banking on Tech Conference in Chicago on September 8-10, 2026
London, Ontario--(Newsfile Corp. - September 4, 2026) - VersaBankΒ (TSX: VBNK) (NASDAQ: VBNK) (the "Bank"), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecuri

VersaBank (VBNK:CA) Q3 2026 Earnings Call Transcript
VersaBank (VBNK:CA) Q3 2026 Earnings Call Transcript

VersaBank Q3 Earnings Call Highlights
VersaBank NASDAQ: VBNK reported record third-quarter fiscal 2026 revenue, credit assets and net interest income, as growth in its U.S. Structured Receivable Program, or SRP, continued to accelerate.

VersaBank (VBNK) Misses Q3 Earnings and Revenue Estimates
VersaBank (VBNK) came out with quarterly earnings of $0.27 per share, missing the Zacks Consensus Estimate of $0.34 per share. This compares to earnings of $0.22 per share a year ago.