UWM HOLDINGS CORP
UWMCNYSE🏆 #2041 by market capEarnings Nov 4 · PreUS Equity
$1.25▲ $0.00 (+0.00%)
After hours · at closeTrack UWMC
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24h▲ 0.0%
7d▼ 2.3%
14d▼ 2.7%
30d▼ 15.8%
ytd▼ 71.4%
1y▼ 79.9%
🏦Market Cap
$1.89B
Small Cap
📈Revenue Growth (YoY)
+65.8%
High Growth
📊Gross Margin
85.3%
High
💵FCF Margin
-153.6%
Thin
⚖️P/S Ratio
0.6x
Cheap
Otter Score
52
Weak
Trading Snapshot
- Day Range
- $1.24 – $1.26
- 52-Week Range
- $0.93 – $6.31
- Volume
- $3.04B
- Avg Volume
- $2.05B
- Shares Outstanding
- 1.52B
- Next Earnings
- Dec 15, 2026
Fundamentals Snapshot
- Annual Revenue
- $3.16B
- Last Q Revenue
- $888M
- P/E Ratio
- -15.6
- P/S Ratio
- 0.6x
- EPS (TTM)
- $-0.18
- Dividend Yield
- 32.00%
- Dilution (1yr)
- +65.1%
Why Investors Own UWMC
- ✓High-growth profile — revenue up +1.4% YoY with expanding US Equity exposure.
- ✓Healthy economics — 28% gross margin and 23% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks
Execution delays, intensifying competition, and valuation compression if growth decelerates.
UWM HOLDINGS CORP
UWMCFinancial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$3.2B▲ +65.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
85.6%▲ +19.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.8B▲ +445.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
−$2.7B▼ −56.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
256.9M▲ +65.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$13.9B▼ −$1.6B YoY
StockOtter · stockotter.spaceAbout UWM HOLDINGS CORP
UWM Holdings Corporation is a U.S.-based enterprise specializing in the provision of residential mortgage financing. The company originates home loans predominantly through a wholesale distribution model, with its offerings primarily consisting of conforming and government-backed mortgages. Established in 1986, its corporate headquarters are situated in Pontiac, Michigan.
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Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Weak
52/100
Analyst Price Target
ⓘAverage Target
$1.61
▲ +29.1% Upside
High Target$1.99
Low Target$1.46
Based on 18 analysts
Latest News & Updates
🚀
Reuters·2h ago
UWM HOLDINGS CORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
🛰️
Barron’s·5h ago
Analysts lift UWMC price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
🌌
Barron’s·1d ago
UWM HOLDINGS CORP announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.