USIO logo

USIO INC

USIONASDAQ
πŸ† #4332 by market capEarnings Nov 10US Equity
$2.58β–² $0.25 (+9.57%)
πŸŒ™ After hours$2.58β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–² 9.6%
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🏦Market Cap
$71M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+3.0%
Slowing
πŸ“ŠGross Margin
22.0%
Moderate
πŸ’΅FCF Margin
-1.4%
Thin
βš–οΈP/S Ratio
0.7x
Cheap
Otter Score
64
Fair
No chart data available for USIO.

Trading Snapshot

Day Range
$2.54 – $2.60
52-Week Range
$1.03 – $3.06
Volume
$3.95B
Avg Volume
$3.86B
Shares Outstanding
27.6M
Next Earnings
Nov 13, 2026

Fundamentals Snapshot

Annual Revenue
$85M
Last Q Revenue
$24M
P/E Ratio
-42.4
P/S Ratio
0.7x
EPS (TTM)
$-0.05
Dividend Yield
0.00%
Dilution (1yr)
βˆ’0.9%

Why Investors Own USIO

  • βœ“High-growth profile β€” revenue up +58.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 42% gross margin and 22% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

USIO logo

USIO INC

USIO
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$85Mβ–² +3.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
23.1%β–Ό βˆ’2.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
βˆ’$2Mβ–² +60.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$1Mβ–Ό βˆ’43.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
26.9Mβ–Ό βˆ’0.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$4Mβ–Ό βˆ’$647K YoY
StockOtter Β· stockotter.space

About USIO INC

Usio, Inc. provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing, credit, prepaid card, and debit card-based processing services. It also provides a proprietary platform for businesses to handle e-checks and card payments, and an interactive voice response telephone system for companies to accept payments over the telephone. Additionally, the company offers prepaid and incentive card issuance services, a payment facilitation platform, and electronic bill presentment and printing services.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Price Target

β“˜
Average Target
$3.03
β–² +17.8% Upside
High Target$3.32
Low Target$2.58
Based on 37 analysts

Latest News & Updates

GlobeNewsWireΒ·14h ago

Usio Named by Harris Computer Corporation as a β€œPreferred Payments Service Provider”

Partnership Integrates Usio's Embedded Payment Capabilities into Harris' Utility CIS Platform Utilities Gain Access to Modern, Flexible Payment Options Across Virtually All Payment Channels SAN ANTONIO, Texas, Sept. 29,

GlobeNewsWireΒ·20d ago

Usio Appoints Linda Loof as Senior Vice President of Strategic Partnerships

Payments industry veteran to accelerate strategic relationships, expand the Company's bank and fintech ecosystem and support Usio's next phase of growth Payments industry veteran to accelerate strategic relationships, ex

Zacks Investment ResearchΒ·26d ago

Why Fast-paced Mover Usio (USIO) Is a Great Choice for Value Investors

Usio (USIO) made it through our 'Fast-Paced Momentum at a Bargain' screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.

MarketBeatΒ·Aug 19

Usio One Strategy Targets Growth Across Payments, Card Issuing and Document Delivery

Usio NASDAQ: USIO is positioning its payment, card issuing and document-delivery operations as an integrated platform designed to help customers manage multiple payment methods and communications through one provider, Ch

Zacks Investment ResearchΒ·Aug 18

Usio Inc (USIO) Is Up 18.97% in One Week: What You Should Know

Does Usio Inc (USIO) have what it takes to be a top stock pick for momentum investors? Let's find out.

Zacks Investment ResearchΒ·Aug 18

Despite Fast-paced Momentum, Usio (USIO) Is Still a Bargain Stock

If you are looking for stocks that have gained strong momentum recently but are still trading at reasonable prices, Usio (USIO) could be a great choice. It is one of the several stocks that passed through our 'Fast-Paced