TRUP logo

TRUPANION INC

TRUPNASDAQ
๐Ÿ† #2466 by market capEarnings Nov 5US Equity
$23.61โ–ฒ $0.34 (+1.46%)
๐ŸŒ™ After hours$23.61โ–ฒ 0.00%Regular close ยท extended-hours price shown
๐Ÿ””
Track TRUP
Get earnings, price moves & breaking news on Telegram
Track
24hโ–ฒ 1.5%
7dโ–ฒ 0.0%
14dโ–ผ 10.2%
30dโ–ผ 20.3%
ytdโ–ผ 36.8%
1yโ–ผ 46.1%
๐ŸฆMarket Cap
$1.03B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+11.9%
Healthy
๐Ÿ“ŠGross Margin
22.5%
Moderate
๐Ÿ’ตFCF Margin
5.4%
Moderate
โš–๏ธP/S Ratio
0.7x
Cheap
Otter Score
44
Weak

Trading Snapshot

Day Range
$23.27 โ€“ $23.85
52-Week Range
$21.16 โ€“ $46.98
Volume
$2.11B
Avg Volume
$1.45B
Shares Outstanding
43.6M
Next Earnings
Nov 14, 2026

Fundamentals Snapshot

Annual Revenue
$1.44B
Last Q Revenue
$393M
P/E Ratio
43.7
P/S Ratio
0.7x
EPS (TTM)
$0.53
Dividend Yield
0.00%
Dilution (1yr)
+3.4%

Why Investors Own TRUP

  • โœ“High-growth profile โ€” revenue up -4.2% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 46% gross margin and 10% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

TRUP logo

TRUPANION INC

TRUP
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.4Bโ–ฒ +11.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
28.5%โ–ฒ +105.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isnโ€™t profitable yet.
$22Mโ–ผ โˆ’331.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$75Mโ–ฒ +95.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing ownerโ€™s slice.
43.6Mโ–ฒ +3.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$26Mโ–ผ โˆ’$5M YoY
StockOtter ยท stockotter.space

About TRUPANION INC

Trupanion, Inc. provides monthly subscription-based medical insurance for canine and feline companions across the United States, Canada, Puerto Rico, and Australia. The company's operations are divided into two main categories: Subscription Business and Other Business, serving both pet owners and veterinary professionals. Founded in 2000, the Seattle, Washington-headquartered firm was previously known as Vetinsurance International, Inc., before adopting the Trupanion, Inc. name in 2013.

๐Ÿฆฆ

Otter Score Breakdown

How it's scoredFive components, each rated 1โ€“5โ˜… and equally weighted (20%), averaged to a 0โ€“100 score:๐Ÿ’Ž Quality โ€” gross margin๐Ÿš€ Growth โ€” revenue YoYโš–๏ธ Valuation โ€” P/S ratioโšก Momentum โ€” 30-day price change๐Ÿ’ง Dilution โ€” 1-yr share issuance (buybacks score higher)
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿ’งDilutionโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
44/100

Analyst Price Target

โ“˜
Average Target
$30.03
โ–ฒ +27.2% Upside
High Target$32.70
Low Target$24.65
Based on 16 analysts

Latest News & Updates

Defense Worldยท16h ago

Head-To-Head Review: Corebridge Financial (NYSE:CRBG) versus Trupanion (NASDAQ:TRUP)

Trupanion (NASDAQ: TRUP - Get Free Report) and Corebridge Financial (NYSE: CRBG - Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of

GuruFocusยท6d ago

Trupanion Inc (TRUP) Shares Fall 3.2% -- What GF Score of 76 Tells Investors

On September 23, 2026, Trupanion Inc (TRUP) shares fell 3.2% to a current price of $22.88. This decline is notable given the stock's substantial drop over the p

GlobeNewsWireยท19d ago

Trupanion Searches for this Year's โ€œIt Petsโ€ With Return of Annual truFame Contest

SEATTLE, Sept. 10, 2026 (GLOBE NEWSWIRE) -- The search is on for Trupanion's next four-legged stars.

Seeking AlphaยทAug 14

Trupanion: Profitable At Last, But Still Too Expensive To Buy (Upgrade)

Trupanion's estimated economic combined ratio improved to 98.5% in H1 2026, extending the underwriting profitability first achieved in 2025. Operating leverage and lower acquisition costs drove much of the improvement, w

Defense WorldยทAug 14

California State Teachers Retirement System Buys 16,930 Shares of Trupanion, Inc. $TRUP

California State Teachers Retirement System grew its stake in Trupanion, Inc. (NASDAQ: TRUP) by 54.0% during the first quarter, according to the company in its most recent filing with the Securities and Exchange Commissi

GlobeNewsWireยทAug 13

Trupanion Partners with Home To Homeยฎ to Help More Pets Transition Directly from One Loving Home to Another

SEATTLE, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Every pet deserves the opportunity to live a happy, healthy life in a loving home. But when life takes an unexpected turn, some families are faced with the heartbreaking decisio