TRU logo

TRANSUNION

TRUNYSE
πŸ† #735 by market capEarnings Oct 27 Β· PreUS Equity
$63.17β–Ό $2.88 (βˆ’4.56%)
Live
πŸ””
Track TRU
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 4.6%
7dβ–Ό 12.1%
14dβ–Ό 18.0%
30dβ–Ό 26.3%
ytdβ–Ό 26.3%
1yβ–Ό 25.8%
🏦Market Cap
$12.10B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+12.4%
Healthy
πŸ“ŠGross Margin
58.7%
Healthy
πŸ’΅FCF Margin
16.1%
Healthy
βš–οΈP/S Ratio
2.7x
Cheap
Otter Score
96
Very Good

Trading Snapshot

Day Range
$62.54 – $63.78
52-Week Range
$63.37 – $89.12
Volume
$2.84B
Avg Volume
$3.40B
Shares Outstanding
191.6M
Next Earnings
Oct 26, 2026

Fundamentals Snapshot

Annual Revenue
$4.58B
Last Q Revenue
$1.31B
P/E Ratio
18.0
P/S Ratio
2.7x
EPS (TTM)
$3.79
Dividend Yield
0.72%
Dilution (1yr)
βˆ’1.2%

Why Investors Own TRU

  • βœ“High-growth profile β€” revenue up +48.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 69% gross margin and 15% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

TRU logo

TRANSUNION

TRU
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$4.6Bβ–² +9.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
59.1%β–Ό βˆ’1.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$858Mβ–² +28.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$662Mβ–² +28.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
194.9Mβ–Ό βˆ’1.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$4.3Bβ–² +$226M YoY
StockOtter Β· stockotter.space

About TRANSUNION

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
96/100

Analyst Price Target

β“˜
Average Target
$80.61
β–² +27.6% Upside
High Target$93.27
Low Target$72.02
Based on 11 analysts

Latest News & Updates