THFF logo

FIRST FINANCIAL CORP

THFFNASDAQ
πŸ† #2551 by market capEarnings Oct 27US Equity
$541.55β–² $23.50 (+4.34%)
Simulated price
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24hβ–² 4.3%
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🏦Market Cap
$891M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+6.2%
Slowing
πŸ“ŠGross Margin
78.3%
High
πŸ’΅FCF Margin
28.9%
Strong
βš–οΈP/S Ratio
2.7x
Cheap
Otter Score
64
Fair
No chart data available for THFF.

Trading Snapshot

Day Range
$539.33 – $548.11
52-Week Range
$51.21 – $84.17
Volume
$3.56B
Avg Volume
$3.87B
Shares Outstanding
11.9M
Next Earnings
Nov 8, 2026

Fundamentals Snapshot

Annual Revenue
$326M
Last Q Revenue
$95M
P/E Ratio
10.5
P/S Ratio
2.7x
EPS (TTM)
$7.13
Dividend Yield
2.92%
Dilution (1yr)
+0.4%

Why Investors Own THFF

  • βœ“High-growth profile β€” revenue up +45.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 44% gross margin and 16% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

THFF logo

FIRST FINANCIAL CORP

THFF
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$326Mβ–² +6.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
77.7%β–² +18.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$99Mβ–² +73.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$86Mβ–² +59.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
11.9Mβ–² +0.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$350Mβ–Ό βˆ’$229M YoY
StockOtter Β· stockotter.space

About FIRST FINANCIAL CORP

First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits; checking and savings accounts; personal and business certificates of deposit; and digital banking services. It also provides commercial loans primarily to expand a business or finance asset purchases; real estate mortgages, including residential real estate and residential real estate construction loans; home equity loans and lines, secured loans, cash/CD secured loans, and unsecured loans; mortgage refinance; personal and auto loans; and credit cards. In addition, the company offers lease financing, trust account, and depositor services; business services, including accounts receivable and payable, merchant services, fraud protection, money management, and workplace rewards; and wealth services. The company was formerly known as Terre Haute First Corporation and changed its name to First Financial Corporation in December 1984. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Ratings

β“˜
Consensus
Sell
8 analysts
Strong Buy0
Buy0
Hold5
Sell1
Strong Sell2
Ratings as of Sep 2026

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