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TRIUMPH FINANCIAL INC

TFINNYSE
🏆 #2213 by market capEarnings Oct 21US Equity
$310.25▲ $14.86 (+4.79%)
Simulated price
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24h▲ 4.8%
7d▲ 403.0%
14d▲ 388.5%
30d▲ 334.7%
ytd▲ 394.2%
1y▲ 521.6%
🏦Market Cap
$1.45B
Small Cap
📈Revenue Growth (YoY)
+5.8%
Slowing
📊Gross Margin
86.0%
High
💵FCF Margin
19.4%
Healthy
⚖️P/S Ratio
3.0x
Fair
Otter Score
60
Fair

Trading Snapshot

Day Range
$307.28 – $314.09
52-Week Range
$46.43 – $83.52
Volume
$1.57B
Avg Volume
$1.78B
Shares Outstanding
23.9M
Next Earnings
Dec 9, 2026

Fundamentals Snapshot

Annual Revenue
$516M
Last Q Revenue
$108M
P/E Ratio
41.0
P/S Ratio
3.0x
EPS (TTM)
$1.62
Dividend Yield
0.00%
Dilution (1yr)
+0.8%

Why Investors Own TFIN

  • ✓High-growth profile — revenue up +24.1% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 41% gross margin and 7% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

TFIN logo

TRIUMPH FINANCIAL INC

TFIN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$516M▲ +5.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
83.9%▲ +3.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$33M▲ +61.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$51M▼ −277.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
24.0M▲ +0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$144M▼ −$333M YoY
StockOtter · stockotter.space

About TRIUMPH FINANCIAL INC

Triumph Financial, Inc., a financial technology enterprise founded in 1981 and based in Dallas, Texas, centers its operations on payments, factoring, and banking. The company, which rebranded from Triumph Bancorp, Inc. in December 2022, executes its strategy through various subsidiaries, including TriumphPay, Triumph, and TBK Bank. It offers a comprehensive array of cash flow management services specifically designed for the trucking industry, encompassing invoice factoring, fuel discount programs, truck and cargo insurance, equipment financing, and general banking and treasury functionalities. Additionally, Triumph Financial provides a broader range of financial solutions such as factoring products, diverse insurance offerings, equipment finance, and asset-based lending.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
60/100

Analyst Ratings

ⓘ
Consensus
Buy
11 analysts
Strong Buy2
Buy4
Hold5
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

🚀
MarketWatch·2h ago

TRIUMPH FINANCIAL INC tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

🛰️
CNBC·5h ago

Analysts lift TFIN price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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MarketWatch·1d ago

TRIUMPH FINANCIAL INC announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.