TCBX logo

THIRD COAST BANCSHARES INC

TCBXNYSE
πŸ† #2727 by market capEarnings Oct 28US Equity
$42.60β–Ό $0.57 (βˆ’1.34%)
πŸŒ™ After hours$42.17β–Ό 1.01%Regular close Β· extended-hours price shown
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🏦Market Cap
$709M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+85.9%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
15.7%
Healthy
βš–οΈP/S Ratio
1.6x
Cheap
Otter Score
56
Weak
No chart data available for TCBX.

Trading Snapshot

Day Range
$42.31 – $42.88
52-Week Range
$35.73 – $46.36
Volume
$4.58B
Avg Volume
$3.19B
Shares Outstanding
16.6M
Next Earnings
Oct 24, 2026

Fundamentals Snapshot

Annual Revenue
$367M
Last Q Revenue
$51M
P/E Ratio
9.7
P/S Ratio
1.6x
EPS (TTM)
$4.01
Dividend Yield
0.66%
Dilution (1yr)
βˆ’5.9%

Why Investors Own TCBX

  • βœ“High-growth profile β€” revenue up -8.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 45% gross margin and 19% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

TCBX logo

THIRD COAST BANCSHARES INC

TCBX
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$367Mβ–² +8.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
55.3%β–² +13.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$85Mβ–² +38.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$48Mβ–² +44.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
16.4Mβ–Ό βˆ’5.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$38Mβ–Ό βˆ’$200M YoY
StockOtter Β· stockotter.space

About THIRD COAST BANCSHARES INC

Third Coast Bancshares, Inc. serves as the parent company for Third Coast Bank, SSB, a financial institution primarily focused on delivering a broad spectrum of commercial banking solutions to small and medium-sized businesses, as well as individual professionals. The bank's offerings include a comprehensive range of deposit accounts, such as checking, savings, individual retirement accounts (IRAs), money market accounts, and certificates of deposit (CDs). For its lending services, it provides commercial and industrial (C&I) loans, which encompass financing for equipment, working capital, vehicle fleets, and various other commercial needs. Beyond these core services, Third Coast also offers treasury management, both consumer and commercial online banking platforms, mobile applications, secure safe deposit boxes, wire transfer capabilities, and debit cards. Geographically, the bank operates a total of twelve branches: eleven are strategically located across the major Texas metropolitan areas of Greater Houston, Dallas-Fort Worth, and Austin-San Antonio, with an additional branch situated in Detroit, Texas. The company was founded in 2008 and has its principal office in Humble, Texas.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
56/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy3
Buy5
Hold3
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·8d ago

Third Coast Bancshares, Inc. (NASDAQ:TCBX) Given Consensus Recommendation of β€œModerate Buy” by Analysts

Shares of Third Coast Bancshares, Inc. (NASDAQ: TCBX - Get Free Report) have earned an average recommendation of "Moderate Buy" from the six research firms that are currently covering the stock, MarketBeat reports. Two i

PRNewsWireΒ·12d ago

Third Coast Bancshares, Inc. Declares Quarterly Cash Dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock

HOUSTON, Sept. 17, 2026 /PRNewswire/ -- Third Coast Bancshares, Inc. (NYSE and NYSE Texas: TCBX), the holding company of Third Coast Bank, today announced that its Board of Directors has declared a quarterly cash dividen

PRNewsWireΒ·15d ago

Third Coast Bank Expands Corporate Banking Leadership

/PRNewswire/ -- Third Coast Bancshares, Inc. (NYSE and NYSE Texas: TCBX), ("Third Coast"), the holding company of Third Coast Bank (the "Bank"), today announced

Defense WorldΒ·27d ago

Deutsche Bank AG Invests $615,000 in Third Coast Bancshares, Inc. $TCBX

Deutsche Bank AG acquired a new stake in shares of Third Coast Bancshares, Inc. (NASDAQ: TCBX) during the second quarter, according to its most recent disclosure with the SEC. The fund acquired 15,218 shares of the compa

Defense WorldΒ·Aug 8

Dimensional Fund Advisors LP Grows Stock Holdings in Third Coast Bancshares, Inc. $TCBX

Dimensional Fund Advisors LP raised its position in shares of Third Coast Bancshares, Inc. (NASDAQ: TCBX) by 6.2% during the first quarter, according to its most recent Form 13F filing with the Securities and Exchange Co

Seeking AlphaΒ·Aug 4

Third Coast Bancshares Still Looks Like A Buy

Third Coast Bancshares delivered Q2 2026 adjusted EPS of $0.95, beating expectations by $0.03. The company experienced growth in both its loan and deposit portfolios, signalling momentum moving into the second half of 20