STELLAR BANCORP INC
STELNYSETrading Snapshot
- Day Range
- $39.03 – $40.05
- 52-Week Range
- $28.22 – $40.21
- Volume
- $6.65B
- Avg Volume
- $6.20B
- Shares Outstanding
- 50.9M
- Next Earnings
- Oct 30, 2026
Fundamentals Snapshot
- Annual Revenue
- $596M
- Last Q Revenue
- $144M
- P/E Ratio
- 19.2
- P/S Ratio
- 3.4x
- EPS (TTM)
- $2.06
- Dividend Yield
- 1.50%
- Dilution (1yr)
- −4.6%
Why Investors Own STEL
- ✓High-growth profile — revenue up +25.5% YoY with expanding US Equity exposure.
- ✓Healthy economics — 67% gross margin and 13% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
STELLAR BANCORP INC
STEL
StockOtter · stockotter.spaceAbout STELLAR BANCORP INC
Stellar Bancorp, Inc. serves as a bank holding company, offering a comprehensive array of commercial banking services. Its core clientele consists of small to medium-sized businesses, various professionals, and individual consumers. The institution provides diverse deposit options, including checking, commercial, money market, and savings accounts, along with other time deposits and certificates of deposit. Its robust loan portfolio spans commercial and industrial financing, commercial real estate loans (which cover multi-family residential properties, construction, and land development), residential real estate lending (such as 1-4 family residential mortgages and new home construction loans), plus consumer and other miscellaneous loan products. For customer convenience, Stellar Bancorp offers access via automated teller machines, drive-through services, and traditional depository facilities. It also embraces digital banking with mobile, telephone, mail, and internet-based services. Additionally, the company furnishes safe deposit boxes, debit cards, cash management and wire transfer solutions, night depository services, direct deposit functionalities, cashier's checks, and letters of credit. Established in 2007 and based in Houston, Texas, Stellar Bancorp, Inc. maintains a physical presence across the Southeast region, with locations in key Texan cities like Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas.
