STBA logo

S & T BANCORP INC

STBANASDAQ
πŸ† #2104 by market capEarnings Oct 22US Equity
$48.76β–Ό $0.35 (βˆ’0.71%)
πŸŒ™ After hours$48.08β–Ό 1.39%Regular close Β· extended-hours price shown
πŸ””
Track STBA
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 0.7%
7dβ€”
14dβ€”
30dβ€”
ytdβ€”
1yβ€”
🏦Market Cap
$1.72B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+0.6%
Slowing
πŸ“ŠGross Margin
70.0%
High
πŸ’΅FCF Margin
26.4%
Strong
βš–οΈP/S Ratio
3.1x
Fair
Otter Score
56
Weak
No chart data available for STBA.

Trading Snapshot

Day Range
$48.48 – $49.16
52-Week Range
$34.38 – $53.50
Volume
$2.87B
Avg Volume
$2.99B
Shares Outstanding
35.3M
Next Earnings
Dec 9, 2026

Fundamentals Snapshot

Annual Revenue
$569M
Last Q Revenue
$128M
P/E Ratio
13.1
P/S Ratio
3.1x
EPS (TTM)
$3.84
Dividend Yield
2.97%
Dilution (1yr)
βˆ’1.1%

Why Investors Own STBA

  • βœ“High-growth profile β€” revenue up -5.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 65% gross margin and 20% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

STBA logo

S & T BANCORP INC

STBA
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$569Mβ–² +0.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.4%β–² +2.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$168Mβ–² +1.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$129Mβ–Ό βˆ’24.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
38.1Mβ–Ό βˆ’1.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$148Mβ–Ό βˆ’$142M YoY
StockOtter Β· stockotter.space

About S & T BANCORP INC

S&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types, including both time-based and on-demand accounts. It extends loans to both commercial entities and individual consumers, alongside offering cash management services, and brokerage and trust administration. Furthermore, S&T Bancorp acts as a guardian and custodian for employee benefit plans and manages private investment portfolios for individuals and institutions alike. Beyond core banking, the company engages in distributing life insurance and long-term disability income insurance products. It also provides title insurance agency services to its commercial clients and serves as a reinsurer for credit life, accident, and health insurance policies. As of December 31, 2021, its operational presence encompassed 73 banking branches and 5 loan production offices. These facilities are strategically located across Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and has its corporate headquarters in Indiana, Pennsylvania.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
56/100

Analyst Price Target

β“˜
Average Target
$49.93
β–² +2.4% Upside
High Target$56.24
Low Target$41.75
Based on 39 analysts

Latest News & Updates

πŸš€
Zacks Investment ResearchΒ·8h ago

S&T Bancorp (STBA) Upgraded to Buy: Here's What You Should Know

S&T Bancorp (STBA) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Defense WorldΒ·2d ago

Financial Contrast: Mid Penn Bancorp (NASDAQ:MPB) & S&T Bancorp (NASDAQ:STBA)

S&T Bancorp (NASDAQ: STBA - Get Free Report) and Mid Penn Bancorp (NASDAQ: MPB - Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the s

PRNewsWireΒ·5d ago

S&T BANK RECOGNIZED WITH AMERICAN BANKERS ASSOCIATION MARKETING EXCELLENCE AWARD

INDIANA, Pa., Sept. 24, 2026 /PRNewswire/ -- S&T Bank, the wholly owned subsidiary of S&T Bancorp, Inc. (NASDAQ, STBA), has been recognized by the American Bankers Association (ABA) with a Marketing Excellence Award in t

Zacks Investment ResearchΒ·20d ago

S&T Bancorp (STBA) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does S&T Bancorp (STBA) have what it takes?

Zacks Investment ResearchΒ·Aug 17

Best Income Stocks to Buy for August 17th

SBLK, TAK and STBA made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 17, 2026.

Defense WorldΒ·Aug 17

S&T Bancorp, Inc. (NASDAQ:STBA) Receives $51.60 Consensus Target Price from Analysts

Shares of S&T Bancorp, Inc. (NASDAQ: STBA - Get Free Report) have been assigned a consensus rating of "Moderate Buy" from the seven brokerages that are covering the firm, Marketbeat.com reports. Four investment analysts