SNFCA logo

SECURITY NATL FINL CORP-CL A

SNFCANASDAQ
πŸ† #3584 by market capUS Equity
$435.69β–Ό $13.38 (βˆ’3.07%)
Simulated price
πŸ””
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24hβ–Ό 3.1%
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🏦Market Cap
$240M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-1.2%
Declining
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
21.2%
Strong
βš–οΈP/S Ratio
0.7x
Cheap
Otter Score
52
Weak
No chart data available for SNFCA.

Trading Snapshot

Day Range
$432.57 – $440.19
52-Week Range
$7.70 – $10.23
Volume
$3.66B
Avg Volume
$2.66B
Shares Outstanding
27.2M
Next Earnings
Nov 9, 2026

Fundamentals Snapshot

Annual Revenue
$345M
Last Q Revenue
$84M
P/E Ratio
6.4
P/S Ratio
0.7x
EPS (TTM)
$1.38
Dividend Yield
β€”
Dilution (1yr)
βˆ’9.0%

Why Investors Own SNFCA

  • βœ“High-growth profile β€” revenue up -4.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 30% gross margin and 9% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

SNFCA logo

SECURITY NATL FINL CORP-CL A

SNFCA
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$345Mβ–² +4106.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.7%β–² +47.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$41Mβ–² +21.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$44Mβ–Ό βˆ’20.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
21.3Mβ–Ό βˆ’9.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$4Mβ–Ό βˆ’$30M YoY
StockOtter Β· stockotter.space

About SECURITY NATL FINL CORP-CL A

Security National Financial Corporation (SNFC) operates across three distinct sectors: life insurance, cemetery and mortuary services, and mortgage lending. Its Life Insurance division provides a comprehensive suite of products, encompassing various forms of life insurance – such as funeral pre-planning and interest-sensitive policies – alongside traditional life, accident, and health coverage. The segment also offers diverse annuity products, including single premium, flexible premium deferred, and immediate annuities, as well as specialized diver's accident protection. To manage its financial exposure, this division participates in reinsurance activities, both assuming and ceding risks with approved third-party reinsurers. The Cemetery and Mortuary segment manages a network of facilities, with fifteen mortuaries and seven cemeteries strategically located across Utah (eleven mortuaries, five cemeteries), California (one cemetery), and New Mexico (four mortuaries, one cemetery). Beyond operating these sites, it supplies a range of funeral and burial merchandise, including interment plots, vaults, mausoleum crypts, grave markers, caskets, and urns. Additionally, the segment delivers essential professional services such as funeral direction, grave preparation, access to chapels and viewing rooms, and specialized transportation. Through its Mortgages division, SNFC originates and underwrites loans for both residential and commercial properties. These financial services support new construction, the purchase of existing homes, and various other real estate endeavors, primarily within the states of Florida, Nevada, Texas, and Utah. The segment extends its residential lending solutions to a broad clientele, including real estate professionals like brokers and builders, as well as directly to individual consumers. Established in 1965, Security National Financial Corporation maintains its corporate headquarters in Salt Lake City, Utah.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
52/100

Analyst Price Target

β“˜
Average Target
$467.31
β–² +7.3% Upside
High Target$583.13
Low Target$355.80
Based on 23 analysts

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