SMARTFINANCIAL INC
SMBKNYSETrading Snapshot
- Day Range
- $48.21 – $49.59
- 52-Week Range
- $33.01 – $54.14
- Volume
- $2.72B
- Avg Volume
- $2.82B
- Shares Outstanding
- 17.1M
- Next Earnings
- Nov 14, 2026
Fundamentals Snapshot
- Annual Revenue
- $316M
- Last Q Revenue
- $86M
- P/E Ratio
- 14.6
- P/S Ratio
- 2.4x
- EPS (TTM)
- $3.39
- Dividend Yield
- 0.67%
- Dilution (1yr)
- +0.3%
Why Investors Own SMBK
- ✓High-growth profile — revenue up +13.2% YoY with expanding US Equity exposure.
- ✓Healthy economics — 33% gross margin and 8% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
SMARTFINANCIAL INC
SMBK
StockOtter · stockotter.spaceAbout SMARTFINANCIAL INC
SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Price Target
ⓘLatest News & Updates
SmartFinancial, Inc. (NASDAQ:SMBK) Receives Average Recommendation of “Moderate Buy” from Analysts
SmartFinancial, Inc. (NASDAQ: SMBK - Get Free Report) has been given a consensus rating of "Moderate Buy" by the seven brokerages that are currently covering the stock, Marketbeat.com reports. Four analysts have rated th
SmarFinancial (SMBK) Upgraded to Buy: What Does It Mean for the Stock?
SmarFinancial (SMBK) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Analysts Set SmartFinancial, Inc. (NASDAQ:SMBK) Target Price at $47.50
SmartFinancial, Inc. (NASDAQ: SMBK - Get Free Report) has earned a consensus recommendation of "Moderate Buy" from the six ratings firms that are presently covering the company, MarketBeat Ratings reports. Three investme
SmartFinancial, Inc. (SMBK) Q2 2026 Earnings Call Transcript
SmartFinancial, Inc. (SMBK) Q2 2026 Earnings Call Transcript
SmarFinancial (SMBK) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for SmarFinancial (SMBK) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and t
SmarFinancial (SMBK) Surpasses Q2 Earnings and Revenue Estimates
SmarFinancial (SMBK) came out with quarterly earnings of $0.96 per share, beating the Zacks Consensus Estimate of $0.9 per share. This compares to earnings of $0.69 per share a year ago.