SFBS logo

SERVISFIRST BANCSHARES INC

SFBSNYSE
🏆 #1417 by market capEarnings Oct 19US Equity
$40.08▼ $0.92 (−2.29%)
🌅 Pre-market$40.08▲ 0.00%Regular close · extended-hours price shown
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24h▼ 2.3%
7d▼ 2.7%
14d▼ 2.8%
30d▼ 7.0%
ytd▲ 11.4%
1y▼ 0.3%
🏦Market Cap
$4.38B
Small Cap
📈Revenue Growth (YoY)
+4.1%
Slowing
📊Gross Margin
56.6%
Healthy
💵FCF Margin
44.9%
Strong
⚖️P/S Ratio
4.2x
Fair
Otter Score
72
Fair

Trading Snapshot

Day Range
$39.88 – $40.31
52-Week Range
$33.60 – $46.04
Volume
$3.20B
Avg Volume
$3.93B
Shares Outstanding
109.3M
Next Earnings
Nov 4, 2026

Fundamentals Snapshot

Annual Revenue
$1.02B
Last Q Revenue
$263M
P/E Ratio
13.6
P/S Ratio
4.2x
EPS (TTM)
$2.93
Dividend Yield
1.84%
Dilution (1yr)
+0.0%

Why Investors Own SFBS

  • ✓High-growth profile — revenue up +16.6% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 26% gross margin and 12% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

SFBS logo

SERVISFIRST BANCSHARES INC

SFBS
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.0B▲ +4.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
51.8%▲ +11.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$342M▲ +22.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$349M▲ +40.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
109.4M▲ +0.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$385M▼ −$702M YoY
StockOtter · stockotter.space

About SERVISFIRST BANCSHARES INC

ServisFirst Bancshares, Inc. operates as the parent entity for ServisFirst Bank, providing a comprehensive range of financial solutions to both individual consumers and corporate clients. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. The company extends diverse lending options, including commercial credit facilities for working capital, business expansion, and the acquisition of property, plant, and equipment, alongside commercial lines of credit. It also finances commercial and residential real estate, as well as construction and development ventures. For individuals, consumer loans cover home equity, vehicle purchases, and both secured and unsecured personal financing. Beyond these core services, ServisFirst Bancshares offers modern conveniences such as telephone and mobile banking, direct deposit, online banking, ATMs, debit cards, and Visa credit cards. Specialized services include treasury and cash management, wire transfers, night depository, banking-by-mail, remote capture, and correspondent banking for other financial institutions. The company also manages its subsidiary's participations in residential mortgages and commercial real estate loans originated across Alabama, Florida, Georgia, and Tennessee. Founded in 2005 and based in Birmingham, Alabama, ServisFirst Bancshares maintains 23 full-service branches throughout Alabama, Florida, Georgia, South Carolina, and Tennessee, complemented by two loan production offices located in Florida.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
72/100

Analyst Ratings

ⓘ
Consensus
Buy
9 analysts
Strong Buy3
Buy5
Hold1
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

GlobeNewsWire·16h ago

ServisFirst Bancshares, Inc. to Announce Third Quarter 2026 Financial Results October 19th

BIRMINGHAM, Ala., Sept. 29, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bancshares, Inc. (NYSE: SFBS) is scheduled to announce earnings and operating results for the quarter ended September 30, 2026 on October 19, 2026 at 4 p.m

GlobeNewsWire·8d ago

ServisFirst Bancshares, Inc. Declares Third Quarter Cash Dividend

BIRMINGHAM, Ala., Sept. 21, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bancshares, Inc., (NYSE: SFBS) (“ServisFirst”), the holding company for ServisFirst Bank, today announces: At a meeting held on September 21, 2026, its Boa

MarketBeat·12d ago

Can ServisFirst Keep Delivering?

A stock split, a set of high-profile index additions, and some of the strongest quarterly numbers the bank has posted in years arrived even as the broader regional-bank group wobbled under the weight of rising Treasury y

PRNewsWire·Aug 25

Boxwood Partners Advises AmCoat Industrial on Senior Secured Financing from ServisFirst Bank

Financing Supports Merger with Rhino Shield of Florida, Optimized Dealer Operations, and Strategic Dealer Acquisitions JUPITER, Fla., Aug. 25, 2026 /PRNewswire/ -- Boxwood Partners, a boutique investment bank specializin

GlobeNewsWire·Aug 24

ServisFirst Bancshares, Inc. Ranks Sixth Among Top-Performing Banks with between $10 Billion to $50 Billion in Assets

BIRMINGHAM, Ala., Aug. 24, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bank, a subsidiary of ServisFirst Bancshares (NYSE:SFBS), is pleased to announce they have ranked sixth in the top-performing United States banks with betwe

Seeking Alpha·Aug 3

ServisFirst Bancshares: A Great Regional Bank Priced At A Premium

ServisFirst Bancshares demonstrates exceptional profitability and operational efficiency, with industry-leading return on assets and a sub-30% efficiency ratio. SFBS trades at a premium valuation—2.49x tangible book and