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SCHWAB (CHARLES) CORP

SCHWNYSE
πŸ† #87 by market capEarnings Oct 15 Β· Pre🏦Banking
$97.78β–Ό $0.52 (βˆ’0.53%)
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24hβ–Ό 0.5%
7dβ–Ό 2.6%
14dβ–Ό 9.3%
30dβ–Ό 11.2%
ytdβ–Ό 2.2%
1yβ–² 0.9%
🏦Market Cap
$170.05B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+6.5%
Slowing
πŸ“ŠGross Margin
86.7%
High
πŸ’΅FCF Margin
12.3%
Healthy
βš–οΈP/S Ratio
5.7x
Fair
Otter Score
68
Fair

Trading Snapshot

Day Range
$96.73 – $99.05
52-Week Range
$83.96 – $114.53
Volume
$6.47B
Avg Volume
$7.69B
Shares Outstanding
1.74B
Next Earnings
Nov 25, 2026

Fundamentals Snapshot

Annual Revenue
$27.68B
Last Q Revenue
$8.52B
P/E Ratio
17.8
P/S Ratio
5.7x
EPS (TTM)
$5.82
Dividend Yield
1.25%
Dilution (1yr)
βˆ’3.2%

Why Investors Own SCHW

  • βœ“High-growth profile β€” revenue up +51.8% YoY with expanding Banking exposure.
  • βœ“Healthy economics β€” 52% gross margin and 29% free-cash-flow margin.
  • βœ“Scale, deposit franchise, and rate environment support steady returns.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

SCHW logo

SCHWAB (CHARLES) CORP

SCHW
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$27.7Bβ–² +6.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
86.4%β–² +14.6% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$11.5Bβ–² +49.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$8.8Bβ–² +327.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
1.78Bβ–Ό βˆ’3.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$15.1Bβ–² +$18.1B YoY
StockOtter Β· stockotter.space

About SCHWAB (CHARLES) CORP

The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice. Its operations are primarily structured around two core divisions: Investor Services and Advisor Services. The Investor Services segment caters directly to individual retail clients, furnishing a range of services such as brokerage accounts, investment guidance, banking and trust administration, retirement planning, and corporate brokerage offerings. It further assists businesses with the full-service recordkeeping of equity compensation plans (e.g., stock options, restricted stock, performance shares), provides clearing services for retail investors and mutual funds, and offers compliance solutions. Conversely, the Advisor Services segment provides a robust support system for independent investment advisors. This includes custodial services, trading platforms, banking infrastructure, and general operational support. Within this segment, offerings span diverse brokerage accounts for equities, fixed income, margin lending, options, and futures/forex trading. It also facilitates cash management through various instruments, provides access to a broad selection of proprietary and third-party mutual funds and ETFs, and offers comprehensive trading and clearing for these investment vehicles. Furthermore, it delivers sophisticated advice solutions like managed portfolios, separately managed accounts, customized personal financial guidance, and specialized planning. Complementing these are banking products such as checking and savings accounts, first-lien residential mortgages, home equity lines of credit, and pledged asset lines, alongside a full spectrum of trust services including custody, reporting, and administrative roles. As of December 31, 2021, the company maintained an extensive physical presence, with approximately 400 domestic branch offices located across 48 U.S. states and the District of Columbia, in addition to sites in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. Established in 1971, its corporate headquarters are situated in Westlake, Texas.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$97.18
β–Ό βˆ’0.6% Downside
High Target$105.93
Low Target$81.37
Based on 30 analysts

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