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REDWOOD TRUST INC

RWTNYSE
πŸ† #3030 by market capEarnings Oct 27US Equity
$843.37β–² $64.77 (+7.68%)
Simulated price
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24hβ–² 7.7%
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🏦Market Cap
$467M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+2.2%
Slowing
πŸ“ŠGross Margin
25.5%
Moderate
πŸ’΅FCF Margin
-1083.7%
Thin
βš–οΈP/S Ratio
0.4x
Cheap
Otter Score
80
Good
No chart data available for RWT.

Trading Snapshot

Day Range
$837.82 – $859.01
52-Week Range
$3.22 – $6.97
Volume
$5.83B
Avg Volume
$5.25B
Shares Outstanding
125.6M
Next Earnings
Nov 2, 2026

Fundamentals Snapshot

Annual Revenue
$1.11B
Last Q Revenue
$56M
P/E Ratio
-174.6
P/S Ratio
0.4x
EPS (TTM)
$0.05
Dividend Yield
19.36%
Dilution (1yr)
βˆ’4.3%

Why Investors Own RWT

  • βœ“High-growth profile β€” revenue up +57.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 56% gross margin and 18% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RWT logo

REDWOOD TRUST INC

RWT
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.1Bβ–² +2.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
95.6%β–Ό βˆ’1.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.1Bβ–² +15.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
βˆ’$10.1Bβ–² +72.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
126.6Mβ–Ό βˆ’4.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$21.9Bβ–Ό βˆ’$5.8B YoY
StockOtter Β· stockotter.space

About REDWOOD TRUST INC

Redwood Trust, Inc. is a specialized financial enterprise operating across the United States, managing its activities through three distinct divisions. Its Residential Mortgage Banking segment functions as a conduit, sourcing residential home loans from various third-party originators. These loans are then either sold, converted into securities, or incorporated into Redwood Trust's own investment portfolio. This division also utilizes derivative financial instruments to mitigate risks associated with these residential loans. The Business Purpose Mortgage Banking segment is dedicated to originating and acquiring loans tailored for business uses, including single-family rental and bridge loans. Similar to the residential segment, these are subsequently securitized, sold, or added to the company's investment holdings. Finally, the Investment Portfolio segment deploys capital into a diverse array of assets. This includes securities retained from its own residential and business purpose securitization efforts, as well as residential and smaller multifamily bridge loans. The company also invests in residential mortgage-backed securities issued by other entities, Freddie Mac K-Series multifamily loan securitizations, reperforming loan securitizations, servicer advance investments, home equity investments, and various other housing-related assets. Qualifying as a Real Estate Investment Trust (REIT) for federal tax purposes, Redwood Trust, Inc. commits to distributing at least 90% of its taxable income as dividends to its shareholders. The company was established in 1994 and maintains its headquarters in Mill Valley, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Price Target

β“˜
Average Target
$901.47
β–² +6.9% Upside
High Target$1,117.21
Low Target$780.86
Based on 16 analysts

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