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RENASANT CORP

RNSTNYSE
πŸ† #1570 by market capEarnings Oct 27US Equity
$950.02β–² $43.32 (+4.56%)
Simulated price
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🏦Market Cap
$3.59B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+39.1%
High Growth
πŸ“ŠGross Margin
58.8%
Healthy
πŸ’΅FCF Margin
30.3%
Strong
βš–οΈP/S Ratio
2.9x
Cheap
Otter Score
52
Weak
No chart data available for RNST.

Trading Snapshot

Day Range
$945.49 – $962.82
52-Week Range
$27.48 – $44.54
Volume
$2.13B
Avg Volume
$2.24B
Shares Outstanding
91.4M
Next Earnings
Nov 8, 2026

Fundamentals Snapshot

Annual Revenue
$1.44B
Last Q Revenue
$122M
P/E Ratio
11.7
P/S Ratio
2.9x
EPS (TTM)
$3.39
Dividend Yield
2.39%
Dilution (1yr)
+48.6%

Why Investors Own RNST

  • βœ“High-growth profile β€” revenue up -8.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 28% gross margin and 5% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RNST logo

RENASANT CORP

RNST
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.4Bβ–² +39.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
60.8%β–Ό βˆ’3.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$227Mβ–Ό βˆ’7.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$238Mβ–² +105.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
95.2Mβ–² +48.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$15Mβ–Ό βˆ’$538M YoY
StockOtter Β· stockotter.space

About RENASANT CORP

Renasant Corporation acts as the parent bank holding company for Renasant Bank, delivering a full spectrum of financial, wealth management, fiduciary, and insurance services to both individual consumers and business clients. Its operations are organized into three primary segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers a wide range of banking solutions, including checking and savings accounts, alongside various lending products such as business and personal loans, asset-based lending, and equipment leasing. It also provides specialized commercial, financial, and agricultural loans; equipment financing and leasing; real estate mortgages for 1-4 family and commercial properties; construction loans for single-family, multi-family, and commercial developments; installment loans for individuals; and interim construction financing. Supplementary services include safe deposit boxes, night depositories, ATMs, online and mobile banking, call center support, and treasury management. The Insurance segment functions as an insurance agency, supplying commercial and personal insurance products through a network of insurance carriers. The Wealth Management segment is dedicated to comprehensive wealth management and fiduciary services. This encompasses the administration and management of diverse trust accounts, including personal, corporate benefit, and custodial accounts, along with their accounting and financial oversight. Investment options, such as annuities and mutual funds, are facilitated through a third-party broker-dealer. Additionally, this segment oversees qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated an extensive network of 189 banking, lending, and mortgage offices throughout Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee. This infrastructure included 150 full-service branches, 11 limited-service branches, 173 ATMs, and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is based in Tupelo, Mississippi.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
52/100

Analyst Price Target

β“˜
Average Target
$1,251.70
β–² +31.8% Upside
High Target$1,353.85
Low Target$1,088.63
Based on 17 analysts

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