RMBI logo

RICHMOND MUTUAL BANCORPORATI

RMBINASDAQ
🏆 #3543 by market capUS Equity
$14.91▼ $0.21 (−1.39%)
After hours · at close
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24h▼ 1.4%
7d▼ 5.1%
14d▼ 6.1%
30d▼ 6.3%
ytd▲ 6.5%
1y▲ 7.0%
🏦Market Cap
$250M
Small Cap
📈Revenue Growth (YoY)
+12.9%
Healthy
📊Gross Margin
—
💵FCF Margin
13.0%
Healthy
⚖️P/S Ratio
2.5x
Cheap
Otter Score
84
Good

Trading Snapshot

Day Range
$14.85 – $15.05
52-Week Range
$12.77 – $16.59
Volume
$4.75B
Avg Volume
$4.41B
Shares Outstanding
16.8M
Next Earnings
Nov 26, 2026

Fundamentals Snapshot

Annual Revenue
$91M
Last Q Revenue
$23M
P/E Ratio
21.3
P/S Ratio
2.5x
EPS (TTM)
$1.22
Dividend Yield
2.28%
Dilution (1yr)
−4.1%

Why Investors Own RMBI

  • ✓High-growth profile — revenue up +27.6% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 68% gross margin and 22% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RMBI logo

RICHMOND MUTUAL BANCORPORATI

RMBI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$91M▲ +6.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
51.8%▲ +3.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$14M▲ +29.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$15M▲ +2.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
9.8M▼ −4.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$217M▲ +$26M YoY
StockOtter · stockotter.space

About RICHMOND MUTUAL BANCORPORATI

Richmond Mutual Bancorporation, Inc. serves as the parent organization for First Bank Richmond, offering a diverse array of banking and financial services. The company facilitates various deposit accounts, including savings, money market, NOW, demand deposit, and certificates of deposit. Its lending portfolio encompasses numerous loan types, such as multi-family and commercial real estate, commercial and industrial, construction and development, residential real estate, and consumer loans. Additionally, it engages in lease financing and provides fee-based financial services, including trust and estate administration, investment management, retirement plan administration, and private banking. Established in 1887 and headquartered in Richmond, Indiana, the firm operates through 12 full-service and one limited-service banking offices, with eight located across Indiana and five in Ohio. A loan production office in Columbus, Ohio, further extends its reach.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Good
84/100

Analyst Price Target

ⓘ
Average Target
$14.60
▼ −2.1% Downside
High Target$16.02
Low Target$12.32
Based on 37 analysts

Latest News & Updates

🚀
Reuters·2h ago

RICHMOND MUTUAL BANCORPORATI tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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Reuters·5h ago

Analysts lift RMBI price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

🌌
Barron’s·1d ago

RICHMOND MUTUAL BANCORPORATI announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.