RLI logo

RLI CORP

RLINYSE
πŸ† #1287 by market capEarnings Oct 26 Β· PostUS Equity
$56.48β–² $0.50 (+0.89%)
πŸŒ… Pre-market$56.48β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–² 0.9%
7dβ–Ό 0.7%
14dβ–Ό 6.7%
30dβ–Ό 11.1%
ytdβ–Ό 11.8%
1yβ–Ό 13.4%
🏦Market Cap
$5.18B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+6.3%
Slowing
πŸ“ŠGross Margin
47.5%
Healthy
πŸ’΅FCF Margin
26.2%
Strong
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$56.01 – $57.59
52-Week Range
$47.26 – $67.12
Volume
$2.11B
Avg Volume
$1.76B
Shares Outstanding
91.8M
Next Earnings
Nov 20, 2026

Fundamentals Snapshot

Annual Revenue
$1.88B
Last Q Revenue
$576M
P/E Ratio
11.9
P/S Ratio
2.6x
EPS (TTM)
$4.76
Dividend Yield
8.29%
Dilution (1yr)
βˆ’0.2%

Why Investors Own RLI

  • βœ“High-growth profile β€” revenue up +35.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 28% gross margin and 10% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RLI logo

RLI CORP

RLI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.9Bβ–² +6.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
29.8%β–² +16.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$518Mβ–² +21.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$609Mβ–² +9.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
92.2Mβ–Ό βˆ’0.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$48Mβ–² +$12M YoY
StockOtter Β· stockotter.space

About RLI CORP

RLI Corp. is an insurance holding company that underwrites a comprehensive portfolio of property and casualty (P&C) insurance products, operating across the United States and internationally. Its business is primarily structured into three segments: The Casualty segment offers a diverse range of commercial and personal coverage. This includes general liability policies for commercial clients like manufacturers, contractors, apartments, and retail businesses, protecting them from third-party claims. It also provides specialized liability coverages for security guards, onshore energy-related operations, and environmental risks, such as underground storage tanks, asbestos removal, and remediation specialists. Professional liability (Errors & Omissions) insurance is tailored for small to medium-sized design, technical, computer, and various other professional firms. Furthermore, this segment provides commercial automobile liability and physical damage insurance for truckers (local, intermediate, and long-haul), public transportation entities, and other niche commercial auto risks. Additional offerings within Casualty encompass incidental and related insurance products, inland marine coverages, management liability (including Directors & Officers, fiduciary, and employment practice liability for public and private businesses), healthcare liability, and home business insurance. The Property segment provides a variety of property insurance solutions. This includes commercial property coverage, various marine insurance products (cargo, hull, protection and indemnity, marine liability, inland marine), homeowners' policies, dwelling fire insurance, and other property-related coverages. The Surety segment issues a range of surety bonds. These include commercial surety bonds designed for medium to large businesses, smaller bonds for individuals and businesses, and bonds specifically for small to medium-sized contractors. Beyond these direct insurance offerings, RLI Corp. also engages in underwriting various reinsurance coverages. The company distributes its products through a multi-channel network, which includes its own branch offices, brokers, carrier partners, and both underwriting and independent agents. RLI Corp. was established in 1965 and is headquartered in Peoria, Illinois.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Hold
16 analysts
Strong Buy0
Buy1
Hold8
Sell5
Strong Sell2
Ratings as of Sep 2026

Latest News & Updates

Zacks Investment ResearchΒ·4d ago

Specialty Insurance: 4 Stocks to Watch in Niche Risks Creating Demand

KNSL, RLI, PLMR and SKWD are positioned to tap rising specialty insurance demand as the market heads toward $279 billion by 2031.

Zacks Investment ResearchΒ·6d ago

RLI Rises 6.2% in 3 Months: Time to Hold or Fold the Stock?

RLI's disciplined underwriting, rising investment income, and strong capital returns support profitability as P&C market pricing moderates.

Zacks Investment ResearchΒ·7d ago

3 P&C Insurers Stand to Gain From Higher Fixed-Income Yields

The Fed's rate hike to 3.75-4% can boost investment income of insurers like TRV, SIGI and RLI as bonds mature and are reinvested at higher yields.

Seeking AlphaΒ·11d ago

The Dividend Kings Ranked By Quality Scores (September 2026)

Dividend Kings have a 50+ year track record of increasing dividends, showcasing resilience through economic challenges. I rank the Dividend Kings using my 9F Quality Scores, blending qualitative and quantitative factors

Defense WorldΒ·22d ago

Public Employees Retirement System of Ohio Makes New $1.44 Million Investment in RLI Corp. $RLI

Public Employees Retirement System of Ohio purchased a new position in RLI Corp. (NYSE: RLI) during the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The fund p

24/7 Wall StreetΒ·29d ago

4 Financial Stocks That Kept Raising Dividends Through 2 Historic Crashes

Financial stocks are the first to crack when markets panic, yet a handful of them kept handing investors bigger checks through both the 2008 meltdown and the 2020 shock.