RGA logo

REINSURANCE GROUP OF AMERICA

RGANYSE
πŸ† #643 by market capEarnings Oct 29 Β· PostUS Equity
$252.97β–² $0.08 (+0.03%)
Live
πŸ””
Track RGA
Get earnings, price moves & breaking news on Telegram
Track
24hβ–² 0.0%
7dβ–² 2.9%
14dβ–² 1.9%
30dβ–² 3.0%
ytdβ–² 24.4%
1yβ–² 33.3%
🏦Market Cap
$16.57B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+3.4%
Slowing
πŸ“ŠGross Margin
25.2%
Moderate
πŸ’΅FCF Margin
20.3%
Strong
βš–οΈP/S Ratio
0.6x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$250.43 – $256.47
52-Week Range
$178.21 – $257.81
Volume
$3.56B
Avg Volume
$3.87B
Shares Outstanding
65.5M
Next Earnings
Nov 20, 2026

Fundamentals Snapshot

Annual Revenue
$22.79B
Last Q Revenue
$6.64B
P/E Ratio
11.0
P/S Ratio
0.6x
EPS (TTM)
$22.82
Dividend Yield
1.49%
Dilution (1yr)
βˆ’0.4%

Why Investors Own RGA

  • βœ“High-growth profile β€” revenue up +45.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 44% gross margin and 9% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RGA logo

REINSURANCE GROUP OF AMERICA

RGA
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$22.8Bβ–² +3.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
25.4%β–² +125.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.5Bβ–² +57.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$4.1Bβ–Ό βˆ’56.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
66.7Mβ–Ό βˆ’0.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.5Bβ–² +$174M YoY
StockOtter Β· stockotter.space

About REINSURANCE GROUP OF AMERICA

Reinsurance Group of America, Inc. (RGA) primarily operates within the reinsurance sector. The company delivers a comprehensive portfolio of life and health reinsurance products, spanning both individual and group coverages. These include diverse life insurance options such as term, credit, universal, whole, and joint/last survivor policies, in addition to critical illness, disability, and longevity products. RGA also offers specialized asset-intensive and financial reinsurance, alongside other solutions focused on capital optimization. It further assists clients in managing risks associated with mortality, morbidity, policy lapses, and investment performance. Beyond its core reinsurance offerings, RGA is involved in developing and commercializing technology solutions, and provides expert consulting and outsourcing services to both the insurance and reinsurance industries. Its clientele comprises life insurance companies across a broad international footprint, including the United States, Latin America, Canada, Europe, the Middle East, Africa, Australia, and the Asia Pacific. Established in 1973, Reinsurance Group of America, Incorporated is headquartered in Chesterfield, Missouri.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Buy
15 analysts
Strong Buy2
Buy7
Hold5
Sell1
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

πŸš€
Zacks Investment ResearchΒ·8h ago

3 Life Insurers Poised for Growth Amid Strong Annuity Demand

Life insurers like RGA, LNC and VOYA are seeing growth opportunities from aging demographics, retirement-income needs, protection gaps and continued product innovation.

πŸ›°οΈ
Zacks Investment ResearchΒ·1d ago

Should Value Investors Buy Reinsurance Group of America (RGA) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and

Zacks Investment ResearchΒ·5d ago

Why Reinsurance Group (RGA) is a Top Momentum Stock for the Long-Term

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Zacks Investment ResearchΒ·5d ago

4 Insurance Stocks to Consider as Treasury Yields Climb

Rising Treasury yields could support investment income from insurers, putting THG, CNO, RGA and SLDE in focus as rates climb.

Zacks Investment ResearchΒ·8d ago

RGA Expands Growth Runway Through Financial Solutions & Longevity

Reinsurance Group's Financial Solutions and longevity businesses are fueled by capital-efficient transactions, new business and pension-risk-transfer demand.

Zacks Investment ResearchΒ·12d ago

Fed Reverses Course With First Rate Hike Since 2023: 3 Insurers to Buy

RGA, LNC and TRV are poised to benefit from the Fed's first rate hike since 2023 as higher yields support insurers' investment income.