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RADIAN GROUP INC

RDNNYSE
πŸ† #1424 by market capUS Equity
$248.49β–Ό $0.75 (βˆ’0.30%)
Simulated price
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🏦Market Cap
$4.39B
Small Cap
πŸ“ˆRevenue Growth (YoY)
-3.4%
Declining
πŸ“ŠGross Margin
79.4%
High
πŸ’΅FCF Margin
101.3%
Strong
βš–οΈP/S Ratio
2.7x
Cheap
Otter Score
80
Good
No chart data available for RDN.

Trading Snapshot

Day Range
$245.26 – $252.10
52-Week Range
$31.50 – $41.05
Volume
$3.67B
Avg Volume
$4.32B
Shares Outstanding
133.0M
Next Earnings
Oct 28, 2026

Fundamentals Snapshot

Annual Revenue
$1.25B
Last Q Revenue
$575M
P/E Ratio
8.3
P/S Ratio
2.7x
EPS (TTM)
$3.96
Dividend Yield
3.09%
Dilution (1yr)
βˆ’9.2%

Why Investors Own RDN

  • βœ“High-growth profile β€” revenue up +56.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 52% gross margin and 9% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RDN logo

RADIAN GROUP INC

RDN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.2Bβ–Ό βˆ’3.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
92.3%β–Ό βˆ’3.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$763Mβ–Ό βˆ’1.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$116Mβ–Ό βˆ’117.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
138.0Mβ–Ό βˆ’9.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.1Bβ–² +$1.2B YoY
StockOtter Β· stockotter.space

About RADIAN GROUP INC

Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Price Target

β“˜
Average Target
$305.93
β–² +23.1% Upside
High Target$383.47
Low Target$270.81
Based on 34 analysts

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