RBB logo

RBB BANCORP

RBBNASDAQ
πŸ† #3059 by market capEarnings Oct 19US Equity
$25.86β–Ό $0.25 (βˆ’0.96%)
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24hβ–Ό 1.0%
7dβ–Ό 1.6%
14dβ–Ό 2.9%
30dβ–Ό 0.4%
ytdβ–² 23.9%
1yβ–² 38.1%
🏦Market Cap
$438M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+2.6%
Slowing
πŸ“ŠGross Margin
54.5%
Healthy
πŸ’΅FCF Margin
22.8%
Strong
βš–οΈP/S Ratio
1.8x
Cheap
Otter Score
76
Good

Trading Snapshot

Day Range
$25.61 – $26.24
52-Week Range
$16.74 – $28.24
Volume
$3.36B
Avg Volume
$4.44B
Shares Outstanding
16.9M
Next Earnings
Oct 26, 2026

Fundamentals Snapshot

Annual Revenue
$238M
Last Q Revenue
$60M
P/E Ratio
10.7
P/S Ratio
1.8x
EPS (TTM)
$2.46
Dividend Yield
2.45%
Dilution (1yr)
βˆ’4.2%

Why Investors Own RBB

  • βœ“High-growth profile β€” revenue up +27.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 34% gross margin and 24% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RBB logo

RBB BANCORP

RBB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$238Mβ–² +2.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
49.9%β–² +10.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$42Mβ–² +18.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$43Mβ–Ό βˆ’26.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
17.1Mβ–Ό βˆ’4.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$288Mβ–Ό βˆ’$182M YoY
StockOtter Β· stockotter.space

About RBB BANCORP

RBB Bancorp, founded in 2008 and headquartered in Los Angeles, California, functions as the parent entity for Royal Business Bank. The bank specializes in offering a comprehensive suite of financial products and banking services primarily to the Chinese-American, Korean-American, and other Asian-American populations. Its deposit offerings include checking, savings, and money market accounts, along with certificates of deposit. For lending, RBB Bancorp provides commercial and industrial lines of credit, term loans, mortgage warehouse facilities, and international trade discount financing. The institution also funds commercial real estate transactions, residential and commercial development, land acquisition, and construction projects, alongside offering Small Business Administration (SBA) loans and single-family residential mortgages. Furthermore, the bank delivers international banking services such as letters of credit, SWIFT transfers, export advisory, trade finance discounts, and foreign exchange. Modern conveniences like remote deposit, online banking, and mobile banking are also available. Its diverse client base spans individuals, businesses, municipalities, and various other organizations. As of December 31, 2021, RBB Bancorp maintained a network of 23 branch locations, situated in the Western region across Los Angeles, Orange, and Ventura Counties in California, Clark County in Nevada, and Honolulu, Hawaii, as well as in the Eastern region, including Manhattan, Brooklyn, and Queens in New York, Chicago, Illinois, and Edison, New Jersey.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
76/100

Analyst Price Target

β“˜
Average Target
$33.90
β–² +31.1% Upside
High Target$41.84
Low Target$27.30
Based on 36 analysts

Latest News & Updates

Defense WorldΒ·28d ago

BlackRock Inc. Purchases Shares of 1,292,135 RBB Bancorp $RBB

BlackRock Inc. acquired a new position in shares of RBB Bancorp (NASDAQ: RBB) during the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional i

Seeking AlphaΒ·Aug 5

RBB Bancorp: Strong Projected Growth

RBB Bancorp is rated Buy, supported by robust loan growth, Northern California expansion, and an attractive valuation at an 11% forward P/E discount. 2Q26 results showed stable core banking, with net interest income slig

Zacks Investment ResearchΒ·Jul 22

Are You Looking for a Top Momentum Pick? Why RBB (RBB) is a Great Choice

Does RBB (RBB) have what it takes to be a top stock pick for momentum investors? Let's find out.

Seeking AlphaΒ·Jul 21

RBB Bancorp (RBB) Q2 2026 Earnings Call Transcript

RBB Bancorp (RBB) Q2 2026 Earnings Call Transcript

MarketBeatΒ·Jul 21

RBB Bancorp Q2 Earnings Call Highlights

RBB Bancorp NASDAQ: RBB reported second-quarter 2026 net income of $10.1 million, or $0.59 per diluted share, as management highlighted improved credit quality, deposit growth and new lending initiatives in Northern Cali

Zacks Investment ResearchΒ·Jul 20

RBB (RBB) Reports Q2 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for RBB (RBB) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates an