QFIN HOLDINGS INC-ADR

QFINNASDAQ

🏆 #3947 by market capEarnings Nov 16US Equity

$685.53▼ $14.12 (−2.06%)

Simulated price

🔔

Track QFIN

Get earnings, price moves & breaking news on Telegram

Track

24h▼ 2.1%

7d—

14d—

30d—

ytd—

1y—

🏦Market Cap

$137M

Small Cap

📈Revenue Growth (YoY)

-10.6%

Declining

📊Gross Margin

82.1%

High

💵FCF Margin

52.7%

Strong

⚖️P/S Ratio

0.4x

Cheap

Otter Score

Fair

No chart data available for QFIN.

Trading Snapshot

Day Range: $675.80 – $696.23
52-Week Range: —
Volume: $3.33B
Avg Volume: $2.67B
Shares Outstanding: 246.2M
Next Earnings: Oct 18, 2026

Fundamentals Snapshot

Annual Revenue: $370M
Last Q Revenue: $87M
P/E Ratio: 1.7
P/S Ratio: 0.4x
EPS (TTM): —
Dividend Yield: 10.77%

Why Investors Own QFIN

✓High-growth profile — revenue up -3.1% YoY with expanding US Equity exposure.
✓Healthy economics — 71% gross margin and 7% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

QFIN HOLDINGS INC-ADR

QFIN

Financial Trends

Revenue (TTM)

$370M▲ +0.6% YoY

Gross Margin (TTM)

70.9%▲ +0.8% YoY

Operating Income (TTM)

$93M▲ +0.6% YoY

Free Cash Flow (TTM)

$27M▲ +0.6% YoY

StockOtter · stockotter.space

About QFIN HOLDINGS INC-ADR

Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.

🦦