QCRH logo

QCR HOLDINGS INC

QCRHNASDAQ
πŸ† #2149 by market capEarnings Oct 28US Equity
$99.02β–Ό $2.00 (βˆ’2.02%)
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24hβ–Ό 2.0%
7dβ–Ό 0.6%
14dβ–Ό 3.6%
30dβ–Ό 1.3%
ytdβ–² 19.2%
1yβ–² 30.5%
🏦Market Cap
$1.63B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+1.5%
Slowing
πŸ“ŠGross Margin
60.9%
High
πŸ’΅FCF Margin
128.1%
Strong
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$98.24 – $101.00
52-Week Range
$66.65 – $108.11
Volume
$3.06B
Avg Volume
$3.25B
Shares Outstanding
16.5M
Next Earnings
Nov 6, 2026

Fundamentals Snapshot

Annual Revenue
$597M
Last Q Revenue
$150M
P/E Ratio
11.6
P/S Ratio
2.6x
EPS (TTM)
$8.61
Dividend Yield
0.42%
Dilution (1yr)
βˆ’1.6%

Why Investors Own QCRH

  • βœ“High-growth profile β€” revenue up +21.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 55% gross margin and 10% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

QCRH logo

QCR HOLDINGS INC

QCRH
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$597Mβ–² +1.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
57.7%β–² +5.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$136Mβ–² +10.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$354Mβ–Ό βˆ’11.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
16.8Mβ–Ό βˆ’1.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$541Mβ–Ό βˆ’$209M YoY
StockOtter Β· stockotter.space

About QCR HOLDINGS INC

QCR Holdings, Inc., operating as a multi-bank holding company, delivers a wide array of financial services. These offerings include commercial and consumer banking, alongside specialized trust and asset management. The company provides various deposit products, such as demand accounts that are both interest and non-interest bearing, time deposits, and brokered deposits. Beyond its deposit services, QCR Holdings extends diverse commercial and retail lending, leasing, and investment opportunities. Its clientele is extensive, comprising corporations, partnerships, individual consumers, and government agencies. A significant portion of its loan portfolio is dedicated to small and mid-sized businesses, offering credit lines for operational and working capital purposes, term loans for purchasing facilities and equipment, and financing for commercial and residential real estate. For individuals, the company provides personal credit solutions, including installment loans for home improvements, home equity lines, vehicle financing, signature loans, and small personal credit lines. Additionally, QCR Holdings engages in the direct financing lease of machinery and equipment for commercial and industrial businesses and is involved in the issuance of trust preferred securities. The company serves communities primarily located in the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield areas. Established in 1993, QCR Holdings, Inc. maintains its headquarters in Moline, Illinois.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy7
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

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