PRCH logo

PORCH GROUP INC

PRCHNASDAQ
πŸ† #2034 by market capEarnings Nov 3US Equity
$262.68β–² $19.18 (+7.30%)
Simulated price
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24hβ–² 7.3%
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🏦Market Cap
$1.88B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+19.5%
Healthy
πŸ“ŠGross Margin
72.5%
High
πŸ’΅FCF Margin
15.8%
Healthy
βš–οΈP/S Ratio
3.6x
Fair
Otter Score
72
Fair
No chart data available for PRCH.

Trading Snapshot

Day Range
$258.82 – $266.97
52-Week Range
$6.36 – $18.37
Volume
$2.56B
Avg Volume
$2.63B
Shares Outstanding
113.5M
Next Earnings
Dec 5, 2026

Fundamentals Snapshot

Annual Revenue
$482M
Last Q Revenue
$141M
P/E Ratio
β€”
P/S Ratio
3.6x
EPS (TTM)
$-0.14
Dividend Yield
β€”
Dilution (1yr)
+6.0%

Why Investors Own PRCH

  • βœ“High-growth profile β€” revenue up +54.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 43% gross margin and 11% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PRCH logo

PORCH GROUP INC

PRCH
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$482Mβ–² +10.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.5%β–² +45.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$37Mβ–Ό βˆ’156.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$52Mβ–Ό βˆ’261.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
105.5Mβ–² +6.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$340Mβ–Ό βˆ’$103M YoY
StockOtter Β· stockotter.space

About PORCH GROUP INC

Porch Group, Inc. functions as a technology company, delivering a comprehensive software platform across both the United States and Canada. Its business model is structured around two core segments: Vertical Software and Insurance. The Vertical Software division furnishes specialized software solutions and a range of services tailored for companies in the home services industry. It also facilitates early connections and resources for both prospective and current homeowners. This segment's clientele spans various entities, including home service professionals (such as inspectors), consumers (homebuyers and existing homeowners), and diverse service providers covering moving, insurance, home warranty, security, and telecommunication services. Noteworthy brands within this segment include Floify, HireAHelper, ISN, iRoofing, Palm-Tech, Porch.com, Rynoh, and V12. Conversely, the Insurance segment specializes in providing property-related insurance policies. This is achieved through its proprietary risk-bearing insurance carrier, an independent agency network, and its own home warranty underwriting entity. Key brands associated with this segment are American Home Protect, Elite Insurance Group, and Homeowners of America. Beyond these primary segments, Porch Group also offers a spectrum of additional insurance products, encompassing property and casualty, residential, automotive, flood, and umbrella coverage, in addition to various services for contractors. The company was established in 2011 and maintains its corporate headquarters in Seattle, Washington.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Price Target

β“˜
Average Target
$263.97
β–² +0.5% Upside
High Target$325.95
Low Target$234.82
Based on 32 analysts

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