PNC logo

PNC FINANCIAL SERVICES GROUP

PNCNYSE
πŸ† #168 by market capEarnings Oct 15 Β· Pre🏦Banking
$220.56β–Ό $3.07 (βˆ’1.39%)
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🏦Market Cap
$88.00B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+0.8%
Slowing
πŸ“ŠGross Margin
67.9%
High
πŸ’΅FCF Margin
21.3%
Strong
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
80
Good
No chart data available for PNC.

Trading Snapshot

Day Range
$218.21 – $224.48
52-Week Range
$176.88 – $258.96
Volume
$4.93B
Avg Volume
$5.63B
Shares Outstanding
399.0M
Next Earnings
Nov 3, 2026

Fundamentals Snapshot

Annual Revenue
$33.97B
Last Q Revenue
$9.02B
P/E Ratio
12.4
P/S Ratio
2.6x
EPS (TTM)
$18.88
Dividend Yield
3.15%
Dilution (1yr)
βˆ’1.3%

Why Investors Own PNC

  • βœ“High-growth profile β€” revenue up +37.5% YoY with expanding Banking exposure.
  • βœ“Healthy economics β€” 45% gross margin and 18% free-cash-flow margin.
  • βœ“Scale, deposit franchise, and rate environment support steady returns.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PNC logo

PNC FINANCIAL SERVICES GROUP

PNC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$34.0Bβ–² +0.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
65.7%β–² +10.6% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$8.5Bβ–² +17.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$4.4Bβ–Ό βˆ’44.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
394.0Mβ–Ό βˆ’1.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$17.4Bβ–Ό βˆ’$2.0B YoY
StockOtter Β· stockotter.space

About PNC FINANCIAL SERVICES GROUP

PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Price Target

β“˜
Average Target
$230.30
β–² +4.4% Upside
High Target$280.27
Low Target$181.99
Based on 33 analysts

Latest News & Updates

πŸš€
Zacks Investment ResearchΒ·4h ago

C vs PNC: Which Stock Offers the Better Investment Opportunity?

Do C's restructuring, stronger earnings outlook and cheaper valuation strengthen its investment case versus PNC? Let us find out.

PRNewsWireΒ·7h ago

PNC Announces Redemption of all Depositary Shares Representing Interests in Series S Preferred Stock

PITTSBURGH, Sept. 29, 2026 /PRNewswire/ -- The PNC Financial Services Group, Inc. (NYSE: PNC) today announced the redemption on Nov. 1, 2026 (which, due to the occurrence of a non-business day, will shift to Nov. 2, 2026

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Zacks Investment ResearchΒ·1d ago

Fed Considers Higher Asset Thresholds: What it Means for Banks

Fed considers higher bank asset thresholds that could ease regulatory burdens, and give banks more room to grow and pursue M&A.

Defense WorldΒ·1d ago

The PNC Financial Services Group (NYSE:PNC) Price Target Raised to $283.00

The PNC Financial Services Group (NYSE: PNC - Get Free Report) had its price target increased by equities researchers at HSBC from $275.00 to $283.00 in a report released on Monday, MarketBeat reports. The brokerage curr

24/7 Wall StreetΒ·2d ago

PNC vs. U.S. Bancorp: Which Regional Bank Dividend Belongs in Your Portfolio?

Both PNC and U.S. Bancorp beat earnings estimates and then sold off, leaving retirees to weigh a bank with record revenues against one with an 18% dividend raise and the cleanest loan book in its peer group.

Defense WorldΒ·5d ago

QRG Capital Management Inc. Buys 29,597 Shares of The PNC Financial Services Group, Inc $PNC

QRG Capital Management Inc. lifted its position in shares of The PNC Financial Services Group, Inc (NYSE: PNC) by 56.8% in the undefined quarter, according to its most recent Form 13F filing with the Securities and Excha