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PALOMAR HOLDINGS INC

PLMRNASDAQ
πŸ† #1644 by market capEarnings Nov 4US Equity
$702.51β–² $15.81 (+2.25%)
Simulated price
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🏦Market Cap
$3.25B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+58.2%
High Growth
πŸ“ŠGross Margin
58.1%
Healthy
πŸ’΅FCF Margin
37.6%
Strong
βš–οΈP/S Ratio
3.0x
Cheap
Otter Score
64
Fair
No chart data available for PLMR.

Trading Snapshot

Day Range
$693.20 – $712.32
52-Week Range
$100.81 – $147.62
Volume
$2.71B
Avg Volume
$2.39B
Shares Outstanding
26.5M
Next Earnings
Nov 3, 2026

Fundamentals Snapshot

Annual Revenue
$876M
Last Q Revenue
$314M
P/E Ratio
16.0
P/S Ratio
3.0x
EPS (TTM)
$7.71
Dividend Yield
0.37%
Dilution (1yr)
+0.4%

Why Investors Own PLMR

  • βœ“High-growth profile β€” revenue up +13.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 61% gross margin and 20% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PLMR logo

PALOMAR HOLDINGS INC

PLMR
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$876Mβ–² +58.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
73.9%β–² +51.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$253Mβ–² +67.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$402Mβ–² +54.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
27.3Mβ–² +0.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$107Mβ–² +$41M YoY
StockOtter Β· stockotter.space

About PALOMAR HOLDINGS INC

Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the company extends its services to include residential and commercial flood insurance, along with other specialized financial products like assumed reinsurance, real estate error and omission (E&O) coverage, and specific solutions for real estate investors. Palomar distributes its policies through a varied network, including independent retail agents, wholesale brokers, program administrators, and collaborative agreements with other insurance carriers. The company, which was previously named GC Palomar Holdings, was founded in 2013 and maintains its corporate headquarters in La Jolla, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Price Target

β“˜
Average Target
$721.12
β–² +2.6% Upside
High Target$825.88
Low Target$631.70
Based on 33 analysts

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