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PLUMAS BANCORP

PLBCNASDAQ
πŸ† #3083 by market capEarnings Oct 21US Equity
$61.55β–Ό $0.02 (βˆ’0.03%)
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24hβ–Ό 0.0%
7dβ–² 0.5%
14dβ–Ό 1.1%
30dβ–² 0.2%
ytdβ–² 38.0%
1yβ–² 42.6%
🏦Market Cap
$429M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+48.6%
High Growth
πŸ“ŠGross Margin
81.7%
High
πŸ’΅FCF Margin
24.3%
Strong
βš–οΈP/S Ratio
3.3x
Fair
Otter Score
56
Weak

Trading Snapshot

Day Range
$60.82 – $61.88
52-Week Range
$39.80 – $64.00
Volume
$3.49B
Avg Volume
$3.56B
Shares Outstanding
7.0M
Next Earnings
Dec 16, 2026

Fundamentals Snapshot

Annual Revenue
$108M
Last Q Revenue
$33M
P/E Ratio
12.0
P/S Ratio
3.3x
EPS (TTM)
$5.14
Dividend Yield
2.09%
Dilution (1yr)
+17.4%

Why Investors Own PLBC

  • βœ“High-growth profile β€” revenue up +4.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 48% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PLBC logo

PLUMAS BANCORP

PLBC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$108Mβ–² +48.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
80.9%β–Ό βˆ’3.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$40Mβ–² +1.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$20Mβ–Ό βˆ’32.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
7.0Mβ–² +17.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$67Mβ–Ό βˆ’$87M YoY
StockOtter Β· stockotter.space

About PLUMAS BANCORP

Plumas Bancorp functions as the parent holding company for Plumas Bank, a financial institution that delivers a broad spectrum of banking products and services. Its clientele primarily consists of individuals, as well as small and mid-sized businesses, situated across Northeastern California and Northwestern Nevada. The bank's diverse deposit offerings include conventional checking, money market checking, specialized business and public funds sweep accounts, savings, time deposits, and various retirement accounts. On the lending side, Plumas Bank provides a comprehensive suite of options, such as term loans for real estate, commercial endeavors, and industrial operations; government-guaranteed and agricultural financing; revolving lines of credit; consumer loans like auto and home equity; funding for land development and construction projects; and Small Business Administration (SBA) loans. Beyond its core deposit and lending products, the company extends modern conveniences like remote deposit, telephone and mobile banking, and internet banking complete with bill-pay functionality. Additional services encompass cashier's checks, mail-in banking, automated teller machines (ATMs), night depositories, safe deposit boxes, direct deposit, electronic funds transfers, and other standard banking facilities. As of February 28, 2022, Plumas Bank operated through 14 full-service branches and 3 dedicated lending offices. Incorporated in 1980, Plumas Bancorp maintains its corporate headquarters in Reno, Nevada.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
56/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy3
Buy5
Hold1
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Zacks Investment ResearchΒ·15d ago

Why Plumas Bancorp (PLBC) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Plumas Bancorp (PLBC) have what it takes?

Defense WorldΒ·27d ago

8,874 Shares in Plumas Bancorp $PLBC Bought by Hsbc Holdings PLC

Hsbc Holdings PLC acquired a new stake in Plumas Bancorp (NASDAQ: PLBC) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund acquired

GlobeNewsWireΒ·29d ago

Plumas Bancorp Releases 2026 Corporate Citizenship Report Highlighting Long-Term Value Creation, Community Impact and Sustainable Growth

RENO, Nev., Sept. 01, 2026 (GLOBE NEWSWIRE) -- Plumas Bancorp (Nasdaq: PLBC), the parent company of Plumas Bank, today announced the release of its 2026 Corporate Citizenship Report, an in-depth look at the company's app

Zacks Investment ResearchΒ·Aug 28

Plumas Bancorp (PLBC) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Plumas Bancorp (PLBC) have what it takes?

Seeking AlphaΒ·Aug 15

Asset Quality Is The Biggest Concern For Plumas Bancorp

Plumas Bancorp demonstrates exceptional operational metrics, including a 1.79% ROA and 15.0% ROE, but faces asset quality concerns. PLBC trades at a 1.85x price to tangible book value, a significant premium, with slowing

Defense WorldΒ·Aug 12

Dimensional Fund Advisors LP Increases Holdings in Plumas Bancorp $PLBC

Dimensional Fund Advisors LP raised its holdings in shares of Plumas Bancorp (NASDAQ: PLBC) by 12.1% in the undefined quarter, according to the company in its most recent 13F filing with the SEC. The institutional invest