PICS NV
PICSNASDAQTrading Snapshot
- Day Range
- $8.31 β $8.52
- 52-Week Range
- β
- Volume
- $3.96B
- Avg Volume
- $4.72B
- Shares Outstanding
- 129.6M
- Next Earnings
- Nov 4, 2026
Fundamentals Snapshot
- Annual Revenue
- $10.28B
- Last Q Revenue
- $4.12B
- P/E Ratio
- 4.1
- P/S Ratio
- 2.4x
- EPS (TTM)
- β
- Dividend Yield
- β
- Dilution (1yr)
- β17.6%
Why Investors Own PICS
- βHigh-growth profile β revenue up -1.9% YoY with expanding US Equity exposure.
- βHealthy economics β 74% gross margin and 7% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
PICS NV
PICSAbout PICS NV
PicS N.V., a subsidiary of Jf International B.v. and formerly known as Picpay Holdings Netherlands B.V., is a prominent digital financial services provider based in SΓ£o Paulo, Brazil. Established in 2012, the company offers a comprehensive digital wallet and mobile application designed for both individual consumers and businesses. For its individual users, PicS N.V. facilitates a wide array of transactional services. These include instant payments via Brazil's Pix system, peer-to-peer transfers within the PicPay ecosystem, convenient bill payment options, payroll portability, and even a global account feature. Furthermore, a dedicated payment assistant helps users consolidate, organize, and settle their various bills through a centralized hub. Beyond payments, PicS N.V. extends its financial product suite to include versatile multipurpose cards and a variety of lending solutions. These encompass personal loans, installment payment options, and specialized payroll loans tailored for public servants, retirees, pensioners, and formally employed workers. It also grants access to the FGTS annual birthday withdrawal program. The company further operates a digital insurance platform, distributing products like digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, and home insurance. Additionally, it caters to diverse investor profiles and financial objectives with a selection of investment products. For small and medium-sized businesses (SMEs), PicS N.V. provides a robust portfolio of services, including QR Code payment solutions, comprehensive banking services, and corporate benefits with salary advance options. The company also operates PicPay Shop, an integrated marketplace where consumers can purchase a variety of products and services, and PicPay Ads, an advertising platform that enables brands to engage with its active user base through contextually relevant placements within the application.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Ratings
βLatest News & Updates

PicPay Launches Anthropic Claude Integration for Banking Inquiries
Brazilian digital bank PicPay has begun rolling out an integration with Anthropic's Claude that enables PicPay customers to check financial information in Claude by using natural-language commands.

PicPay Announces Integration with Claude, Expanding Customer Access to Financial Information through Generative AI
PicPay continues to accelerate its AI strategy, building on the recent introduction of the company's ChatGPT plugin to simplify how customers manage their financial lives PicPay continues to accelerate its AI strategy, b

PicPay Holdings (PICS) Q2 2026 Earnings Call Transcript
PicPay Holdings (PICS) Q2 2026 Earnings Call Transcript

PicPay Announces Second Quarter 2026 Results
Company exceeded guidance across key metrics, driven by continued growth and resiliency of its lending portfolio and greater operating efficiency

PicPay to Announce Second Quarter 2026 Results on August 24, 2026
SΓO PAULO, Aug. 17, 2026 (GLOBE NEWSWIRE) -- PicPay (NASDAQ: PICS) will release financial results for the second quarter of 2026 on Monday, August 24, 2026, after market close. PicPay will also host a conference call and

PicPay Transforms How Customers Access Their Financial Information Through Integration with ChatGPT
New feature marks the next step in PicPay's AI-focused strategy to help customers manage their financial lives New feature marks the next step in PicPay's AI-focused strategy to help customers manage their financial live