PAYS logo

PAYSIGN INC

PAYSNASDAQ
πŸ† #2719 by market capEarnings Nov 11US Equity
$12.85β–² $0.13 (+1.02%)
πŸŒ™ After hours$12.84β–Ό 0.08%Regular close Β· extended-hours price shown
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24hβ–² 1.0%
7dβ–² 1.5%
14dβ–² 8.7%
30dβ–² 3.0%
ytdβ–² 149.5%
1yβ–² 104.0%
🏦Market Cap
$718M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+40.5%
High Growth
πŸ“ŠGross Margin
56.2%
Healthy
πŸ’΅FCF Margin
66.7%
Strong
βš–οΈP/S Ratio
7.1x
Fair
Otter Score
68
Fair

Trading Snapshot

Day Range
$12.67 – $12.90
52-Week Range
$3.08 – $14.43
Volume
$2.11B
Avg Volume
$2.38B
Shares Outstanding
55.9M
Next Earnings
Nov 19, 2026

Fundamentals Snapshot

Annual Revenue
$82M
Last Q Revenue
$28M
P/E Ratio
45.1
P/S Ratio
7.1x
EPS (TTM)
$0.28
Dividend Yield
0.00%
Dilution (1yr)
+11.0%

Why Investors Own PAYS

  • βœ“High-growth profile β€” revenue up +43.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 46% gross margin and 6% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PAYS logo

PAYSIGN INC

PAYS
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$82Mβ–² +40.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
49.2%β–Ό βˆ’10.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$7Mβ–² +609.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$51Mβ–² +280.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
61.6Mβ–² +11.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$7Mβ–Ό βˆ’$800K YoY
StockOtter Β· stockotter.space

About PAYSIGN INC

Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. The company markets its prepaid card solutions under the Paysign brand. It serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$14.83
β–² +15.4% Upside
High Target$16.33
Low Target$11.87
Based on 12 analysts

Latest News & Updates

Defense WorldΒ·26d ago

BlackRock Inc. Buys Shares of 3,079,208 Paysign, Inc. $PAYS

BlackRock Inc. bought a new position in Paysign, Inc. (NASDAQ: PAYS) during the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm bought 3,079,208

MarketBeatΒ·Aug 28

Paysign Targets $117M Revenue as Patient-Affordability Business Surges

Paysign NASDAQ: PAYS operates in two healthcare-focused businesses: payment services for plasma donors and pharmaceutical patient-affordability programs, Chief Financial Officer Jeff Baker said during a company presentat

Zacks Investment ResearchΒ·Aug 26

Paysign (PAYS) is an Incredible Growth Stock: 3 Reasons Why

Paysign (PAYS) is well positioned to outperform the market, as it exhibits above-average growth in financials.

Zacks Investment ResearchΒ·Aug 26

Paysign (PAYS) Upgraded to Buy: What Does It Mean for the Stock?

Paysign (PAYS) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Zacks Investment ResearchΒ·Aug 13

Are Business Services Stocks Lagging Paysign (PAYS) This Year?

Here is how Paysign, Inc. (PAYS) and Sezzle Inc. (SEZL) have performed compared to their sector so far this year.

Defense WorldΒ·Aug 13

Paysign, Inc. $PAYS Shares Acquired by Dimensional Fund Advisors LP

Dimensional Fund Advisors LP increased its stake in shares of Paysign, Inc. (NASDAQ: PAYS) by 16.8% in the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission