ORRSTOWN FINL SERVICES INC
ORRFNASDAQTrading Snapshot
- Day Range
- $40.70 β $41.49
- 52-Week Range
- $31.87 β $43.81
- Volume
- $3.52B
- Avg Volume
- $2.61B
- Shares Outstanding
- 19.6M
- Next Earnings
- Nov 3, 2026
Fundamentals Snapshot
- Annual Revenue
- $354M
- Last Q Revenue
- $89M
- P/E Ratio
- 8.7
- P/S Ratio
- 2.2x
- EPS (TTM)
- $4.47
- Dividend Yield
- 2.88%
- Dilution (1yr)
- β13.2%
Why Investors Own ORRF
- βHigh-growth profile β revenue up +24.2% YoY with expanding US Equity exposure.
- βHealthy economics β 75% gross margin and 13% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
ORRSTOWN FINL SERVICES INC
ORRFAbout ORRSTOWN FINL SERVICES INC
Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor. It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania. Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
ORRSTOWN FINL SERVICES INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift ORRF price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
ORRSTOWN FINL SERVICES INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.