ORI logo

OLD REPUBLIC INTL CORP

ORINYSE
πŸ† #932 by market capEarnings Oct 22US Equity
$128.28β–Ό $7.34 (βˆ’5.72%)
Simulated price
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24hβ–Ό 5.7%
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🏦Market Cap
$9.25B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+10.4%
Healthy
πŸ“ŠGross Margin
51.9%
Healthy
πŸ’΅FCF Margin
13.2%
Healthy
βš–οΈP/S Ratio
1.0x
Cheap
Otter Score
64
Fair
No chart data available for ORI.

Trading Snapshot

Day Range
$126.77 – $129.60
52-Week Range
$36.65 – $46.76
Volume
$2.43B
Avg Volume
$2.82B
Shares Outstanding
243.6M
Next Earnings
Nov 21, 2026

Fundamentals Snapshot

Annual Revenue
$9.09B
Last Q Revenue
$2.50B
P/E Ratio
8.1
P/S Ratio
1.0x
EPS (TTM)
$4.74
Dividend Yield
9.84%
Dilution (1yr)
βˆ’0.2%

Why Investors Own ORI

  • βœ“High-growth profile β€” revenue up +12.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 58% gross margin and 9% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

ORI logo

OLD REPUBLIC INTL CORP

ORI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$9.1Bβ–² +10.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
50.3%β–Ό βˆ’20.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.2Bβ–² +10.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$1.2Bβ–Ό βˆ’5.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
249.6Mβ–Ό βˆ’0.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.3Bβ–² +$60M YoY
StockOtter Β· stockotter.space

About OLD REPUBLIC INTL CORP

Old Republic International Corporation (ORI), through its various subsidiary entities, specializes in insurance underwriting and related services, primarily conducting business in the United States and Canada. The company organizes its operations into three main divisions: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers an extensive array of insurance products, such as extended auto warranties, aviation coverage, commercial vehicle policies, multi-peril and property insurance for businesses, general liability, home warranties, inland marine, travel accident, and workers' compensation. It also provides financial indemnity solutions, including specialty coverages like errors and omissions, fidelity bonds, guaranteed asset protection, and surety bonds. This segment serves a wide range of clients, encompassing businesses, government agencies, and other institutions across industries like transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services. The Title Insurance segment issues both lenders' and owners' title insurance policies, protecting real estate purchasers and investors. These policies are based on meticulous searches of public records. Additionally, this segment offers escrow closing and construction disbursement services, provides real estate information products, national default management services, and various other essential services related to real estate transfers and loan transactions. Lastly, the Republic Financial Indemnity Group Run-off Business segment focuses on private mortgage insurance coverage. This product protects mortgage lenders and investors from losses arising from defaults on residential mortgage loans, primarily those granted to homebuyers. Founded in 1923, the corporation is headquartered in Chicago, Illinois.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Price Target

β“˜
Average Target
$162.70
β–² +26.8% Upside
High Target$186.81
Low Target$132.38
Based on 10 analysts

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