OPPFI INC
OPFINYSE🏆 #2930 by market capUS Equity
$926.94▼ $52.09 (−5.62%)
Simulated priceTrack OPFI
Get earnings, price moves & breaking news on Telegram
24h▼ 5.6%
7d▲ 14360.8%
14d▲ 12756.3%
30d▲ 13010.9%
ytd▲ 8770.2%
1y▲ 7679.6%
🏦Market Cap
$536M
Small Cap
📈Revenue Growth (YoY)
+13.5%
Healthy
📊Gross Margin
101.3%
High
💵FCF Margin
63.7%
Strong
⚖️P/S Ratio
0.9x
Cheap
Otter Score
60
Fair
Trading Snapshot
- Day Range
- $918.39 – $934.67
- 52-Week Range
- $6.20 – $12.28
- Volume
- $2.66B
- Avg Volume
- $2.72B
- Shares Outstanding
- 85.4M
- Next Earnings
- Dec 14, 2026
Fundamentals Snapshot
- Annual Revenue
- $597M
- Last Q Revenue
- $145M
- P/E Ratio
- 1.9
- P/S Ratio
- 0.9x
- EPS (TTM)
- $1.51
- Dividend Yield
- 0.00%
- Dilution (1yr)
- +23.6%
Why Investors Own OPFI
- ✓High-growth profile — revenue up +38.6% YoY with expanding US Equity exposure.
- ✓Healthy economics — 76% gross margin and 19% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks
Execution delays, intensifying competition, and valuation compression if growth decelerates.
OPPFI INC
OPFIFinancial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$597M▲ +13.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
95.1%▲ +18.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$193M▲ +104.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$382M▲ +23.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
26.5M▲ +23.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$283M▼ −$13M YoY
StockOtter · stockotter.spaceAbout OPPFI INC
OppFi Inc. provides a financial technology platform that enables banks to extend various lending solutions. This platform notably features several distinct financial instruments: the OppLoan, a standard installment loan; SalaryTap, an installment loan secured via payroll deduction; and the OppFi Card, a dedicated credit card. OppFi's headquarters are situated in Chicago, Illinois.
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Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
60/100
Analyst Price Target
ⓘAverage Target
$1,186.32
▲ +28.0% Upside
High Target$1,443.14
Low Target$980.47
Based on 37 analysts
Latest News & Updates
🚀
CNBC·2h ago
OPPFI INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
🛰️
Reuters·5h ago
Analysts lift OPFI price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
🌌
MarketWatch·1d ago
OPPFI INC announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.