NRIM logo

NORTHRIM BANCORP INC

NRIMNASDAQ
πŸ† #2928 by market capEarnings Oct 28US Equity
$24.28β–Ό $0.24 (βˆ’0.98%)
After hours Β· at close
πŸ””
Track NRIM
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 1.0%
7dβ€”
14dβ€”
30dβ€”
ytdβ€”
1yβ€”
🏦Market Cap
$540M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+23.8%
Healthy
πŸ“ŠGross Margin
81.6%
High
πŸ’΅FCF Margin
74.7%
Strong
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
84
Good
No chart data available for NRIM.

Trading Snapshot

Day Range
$24.17 – $24.74
52-Week Range
$19.60 – $30.82
Volume
$3.38B
Avg Volume
$4.22B
Shares Outstanding
22.2M
Next Earnings
Oct 19, 2026

Fundamentals Snapshot

Annual Revenue
$243M
Last Q Revenue
$64M
P/E Ratio
7.9
P/S Ratio
2.2x
EPS (TTM)
$3.09
Dividend Yield
2.65%
Dilution (1yr)
+0.6%

Why Investors Own NRIM

  • βœ“High-growth profile β€” revenue up +42.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 71% gross margin and 22% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

NRIM logo

NORTHRIM BANCORP INC

NRIM
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$243Mβ–² +23.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
81.4%β–² +5.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$86Mβ–² +83.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$134Mβ–Ό βˆ’1532.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
22.5Mβ–² +0.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$58Mβ–² +$36M YoY
StockOtter Β· stockotter.space

About NORTHRIM BANCORP INC

Northrim BanCorp, Inc. functions as the parent entity for Northrim Bank, which delivers a comprehensive range of commercial banking products and services primarily to businesses and professional clients. Its operations are divided into two main divisions: Community Banking and Home Mortgage Lending. The bank offers a diverse suite of deposit accounts, including noninterest-bearing checking accounts, interest-bearing time deposits, standard checking and savings accounts, individual retirement accounts (IRAs), money market deposit accounts, certificates of deposit (CDs), and specialized business sweep accounts. For lending needs, it provides various short and medium-term commercial loans, commercial lines of credit, construction and real estate financing, consumer loans, and solutions for short-term working capital. Customers benefit from extensive digital and convenience services such as consumer and business online banking, a mobile app with mobile deposit capabilities, mobile web and text banking, online account opening, personal finance management tools, digital document access, and a variety of debit and credit card offerings. Further convenience is provided through telebanking and automated teller machines (ATMs). Northrim also facilitates numerous financial transactions and business solutions, including personalized checks, overdraft protection via savings accounts, commercial drive-up banking, automated transfers and payments, peer-to-peer payments (People Pay), external and wire transfers, Bill Pay, direct payroll deposits, electronic tax payments, and comprehensive Automated Clearing House (ACH) origination and receipt services. Advanced business tools include remote deposit capture, account reconciliation, positive pay for fraud prevention, merchant services, and robust cash management solutions. Additionally, it offers annuity products and long-term investment portfolio management. Beyond traditional banking, the company extends its services to include investment advisory, trust services, wealth management, factoring, and mortgage brokerage. As of January 28, 2022, Northrim BanCorp operated 17 branches situated in key Alaskan locations: Anchorage (where its headquarters are located), the Matanuska Valley, Soldotna, Juneau, Fairbanks, Ketchikan, and Sitka. The company was established in 1990.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$30.13
β–² +24.1% Upside
High Target$33.10
Low Target$26.10
Based on 24 analysts

Latest News & Updates

Business WireΒ·5d ago

PBCO Financial Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of PBCO Financial Corporation - PBCO

NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (β€œKSF”) are investigating the proposed sale of PBCO Financial Corporatio

Zacks Investment ResearchΒ·11d ago

Is Northrim BanCorp (NRIM) Stock Undervalued Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and

Zacks Investment ResearchΒ·25d ago

4 Stocks to Buy That Declared Dividend Hikes Amid Geopolitical Woes

PECO, NRIM, NDSN and LRCX raise dividends as geopolitical tensions fuel oil prices, inflation fears and market volatility.

Zacks Investment ResearchΒ·27d ago

Is Northrim BanCorp (NRIM) a Great Value Stock Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and

Defense WorldΒ·27d ago

26,300 Shares in Northrim BanCorp Inc $NRIM Bought by Canada Pension Plan Investment Board

Canada Pension Plan Investment Board bought a new position in Northrim BanCorp Inc (NASDAQ: NRIM) in the second quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commis

Defense WorldΒ·27d ago

Deutsche Bank AG Purchases New Shares in Northrim BanCorp Inc $NRIM

Deutsche Bank AG purchased a new position in shares of Northrim BanCorp Inc (NASDAQ: NRIM) during the undefined quarter, according to the company in its most recent filing with the SEC. The institutional investor purchas