NIC logo

NICOLET BANKSHARES INC

NICNYSE
πŸ† #1741 by market capEarnings Oct 20US Equity
$163.57β–Ό $3.12 (βˆ’1.91%)
πŸŒ™ After hours$163.57β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–Ό 1.9%
7dβ–Ό 0.8%
14dβ–Ό 2.4%
30dβ–Ό 3.7%
ytdβ–² 34.7%
1yβ–² 21.6%
🏦Market Cap
$2.83B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+6.4%
Slowing
πŸ“ŠGross Margin
62.1%
High
πŸ’΅FCF Margin
33.6%
Strong
βš–οΈP/S Ratio
5.4x
Fair
Otter Score
84
Good

Trading Snapshot

Day Range
$162.50 – $165.09
52-Week Range
$114.12 – $180.00
Volume
$4.50B
Avg Volume
$4.66B
Shares Outstanding
17.3M
Next Earnings
Nov 15, 2026

Fundamentals Snapshot

Annual Revenue
$553M
Last Q Revenue
$137M
P/E Ratio
17.7
P/S Ratio
5.4x
EPS (TTM)
$10.41
Dividend Yield
0.83%
Dilution (1yr)
βˆ’3.1%

Why Investors Own NIC

  • βœ“High-growth profile β€” revenue up +14.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 70% gross margin and 12% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

NIC logo

NICOLET BANKSHARES INC

NIC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$553Mβ–² +6.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.5%β–² +4.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$187Mβ–² +20.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$149Mβ–² +27.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
15.2Mβ–Ό βˆ’3.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$525Mβ–² +$150M YoY
StockOtter Β· stockotter.space

About NICOLET BANKSHARES INC

Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts demand deposits, checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. The company was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$189.17
β–² +15.6% Upside
High Target$229.65
Low Target$177.06
Based on 26 analysts

Latest News & Updates

Defense WorldΒ·Aug 25

Nicolet Bankshares Inc. $NIC Shares Bought by BlackRock Inc.

BlackRock Inc. boosted its holdings in Nicolet Bankshares Inc. (NYSE: NIC) by 86.3% in the undefined quarter, according to its most recent Form 13F filing with the SEC. The institutional investor owned 3,027,246 shares o

Defense WorldΒ·Aug 17

Nicolet Bankshares Inc. (NYSE:NIC) Receives $183.00 Average PT from Brokerages

Shares of Nicolet Bankshares Inc. (NYSE: NIC - Get Free Report) have earned a consensus recommendation of "Moderate Buy" from the seven brokerages that are covering the stock, Marketbeat Ratings reports. Two equities res

Defense WorldΒ·Jul 28

Nicolet Bankshares Inc. $NIC Stake Boosted by Dimensional Fund Advisors LP

Dimensional Fund Advisors LP lifted its stake in Nicolet Bankshares Inc. (NYSE: NIC) by 32.1% during the first quarter, according to its most recent disclosure with the Securities and Exchange Commission. The fund owned

Fool - Investing NewsΒ·Jul 23

XLF vs. KBE: Which Financial ETF Is the Better Buy?

KBE delivered stronger 1-year returns but has experienced greater historical volatility, while XLF offers a lower expense ratio and broader, more diversified financial exposure.

Zacks Investment ResearchΒ·Jul 21

Here's What Key Metrics Tell Us About Nicolet Bankshares (NIC) Q2 Earnings

While the top- and bottom-line numbers for Nicolet Bankshares (NIC) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Stre

Zacks Investment ResearchΒ·Jul 21

Nicolet Bankshares (NIC) Q2 Earnings and Revenues Top Estimates

Nicolet Bankshares (NIC) came out with quarterly earnings of $2.99 per share, beating the Zacks Consensus Estimate of $2.96 per share. This compares to earnings of $2.35 per share a year ago.