MPB logo

MID PENN BANCORP INC

MPBNASDAQ
πŸ† #2554 by market capEarnings Oct 28US Equity
$35.75β–Ό $0.29 (βˆ’0.80%)
πŸŒ™ After hours$35.75β–² 0.00%Regular close Β· extended-hours price shown
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🏦Market Cap
$906M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+6.6%
Slowing
πŸ“ŠGross Margin
66.2%
High
πŸ’΅FCF Margin
24.9%
Strong
βš–οΈP/S Ratio
2.4x
Cheap
Otter Score
68
Fair
No chart data available for MPB.

Trading Snapshot

Day Range
$35.63 – $36.08
52-Week Range
$26.56 – $39.15
Volume
$2.53B
Avg Volume
$2.21B
Shares Outstanding
25.3M
Next Earnings
Dec 12, 2026

Fundamentals Snapshot

Annual Revenue
$327M
Last Q Revenue
$107M
P/E Ratio
11.5
P/S Ratio
2.4x
EPS (TTM)
$2.94
Dividend Yield
2.64%
Dilution (1yr)
+27.8%

Why Investors Own MPB

  • βœ“High-growth profile β€” revenue up +17.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 62% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

MPB logo

MID PENN BANCORP INC

MPB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$327Mβ–² +6.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
61.5%β–² +7.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$72Mβ–² +20.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$72Mβ–² +61.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
23.4Mβ–² +27.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$13Mβ–² +$15M YoY
StockOtter Β· stockotter.space

About MID PENN BANCORP INC

Mid Penn Bancorp, Inc. functions as the parent entity for Mid Penn Bank, offering a comprehensive suite of commercial banking services to a diverse client base, including individuals, business partnerships, non-profit organizations, and corporate entities. The institution provides an array of deposit options, such as checking, savings, specialized club accounts, money market accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Its lending portfolio is extensive, encompassing residential mortgages and home equity lines, both secured and unsecured commercial and consumer loans, revolving lines of credit, construction project financing, agricultural loans, community development funding, and tailored loans for non-profit organizations and municipal governments. Additionally, the company offers modern banking conveniences like online and telephone banking, robust cash management solutions, and automated teller machine (ATM) services. Clients also have access to safe deposit boxes and benefit from professional trust and wealth management advisory. As of December 31, 2021, Mid Penn Bancorp maintained a network of sixty full-service retail banking branches across nineteen Pennsylvania counties: Berks, Blair, Bucks, Centre, Chester, Clearfield, Cumberland, Dauphin, Fayette, Huntingdon, Lancaster, Lehigh, Luzerne, Lycoming, Montgomery, Northumberland, Perry, Schuylkill, and Westmoreland. Established in 1868, the company's corporate headquarters are situated in Harrisburg, Pennsylvania.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$40.09
β–² +12.1% Upside
High Target$44.04
Low Target$31.33
Based on 16 analysts

Latest News & Updates

Defense WorldΒ·1d ago

Nordea Bank (OTCMKTS:NRDBY) versus Mid Penn Bancorp (NASDAQ:MPB) Critical Comparison

Nordea Bank (OTCMKTS:NRDBY - Get Free Report) and Mid Penn Bancorp (NASDAQ: MPB - Get Free Report) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of th

Defense WorldΒ·2d ago

Financial Contrast: Mid Penn Bancorp (NASDAQ:MPB) & S&T Bancorp (NASDAQ:STBA)

S&T Bancorp (NASDAQ: STBA - Get Free Report) and Mid Penn Bancorp (NASDAQ: MPB - Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the s

Zacks Investment ResearchΒ·6d ago

Why Mid Penn Bancorp (MPB) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Mid Penn Bancorp (MPB) have what it takes?

Defense WorldΒ·21d ago

Critical Survey: Mid Penn Bancorp (NASDAQ:MPB) versus Live Oak Bancshares (NYSE:LOB)

Mid Penn Bancorp (NASDAQ: MPB - Get Free Report) and Live Oak Bancshares (NYSE: LOB - Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on

Zacks Investment ResearchΒ·22d ago

Mid Penn Bancorp (MPB) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Mid Penn Bancorp (MPB) have what it takes?

Business WireΒ·28d ago

Mid Penn Bancorp, Inc. Announces Appointment of New Board Member

HARRISBURG, Pa.--(BUSINESS WIRE)--Mid Penn Bancorp, Inc. (Mid Penn) (NASDAQ: MPB), headquartered in Harrisburg, Pennsylvania, is pleased to announce the appointment of Gregory B. Braca to its Board of Directors, effectiv