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LUFAX HOLDING LTD-ADR

LUNYSE
πŸ† #2416 by market capEarnings Nov 17US Equity
$1.27β–² $0.03 (+2.02%)
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24hβ–² 2.0%
7dβ–² 3.7%
14dβ–² 4.5%
30dβ–² 0.8%
ytdβ–Ό 50.5%
1yβ–Ό 68.7%
🏦Market Cap
$1.10B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+0.0%
Slowing
πŸ“ŠGross Margin
56.0%
Healthy
πŸ’΅FCF Margin
44621.4%
Strong
βš–οΈP/S Ratio
0.3x
Cheap
Otter Score
52
Weak

Trading Snapshot

Day Range
$1.26 – $1.29
52-Week Range
$1.14 – $4.57
Volume
$5.51B
Avg Volume
$6.37B
Shares Outstanding
866.7M
Next Earnings
Nov 8, 2026

Fundamentals Snapshot

Annual Revenue
$28.13B
Last Q Revenue
$6.24B
P/E Ratio
-1.6
P/S Ratio
0.3x
EPS (TTM)
$-5.17
Dividend Yield
0.00%
Dilution (1yr)
+51.2%

Why Investors Own LU

  • βœ“High-growth profile β€” revenue up +13.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 40% gross margin and 6% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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LUFAX HOLDING LTD-ADR

LU
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$28.1Bβ–Ό βˆ’32.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
74.9%β–² +7.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
βˆ’$439Mβ–Ό βˆ’103.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$12.8Bβ–Ό βˆ’14.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
433.3Mβ–² +51.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$49.6Bβ–Ό βˆ’$29.1B YoY
StockOtter Β· stockotter.space

About LUFAX HOLDING LTD-ADR

Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
52/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy3
Buy6
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

PRNewsWireΒ·8h ago

Lufax Holding Ltd Announces Plan to Implement ADS Ratio Change

SHANGHAI, Sept. 30, 2026 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that it plans to c

Seeking AlphaΒ·7d ago

Lufax: Trading At 0.1x Tangible Book After China's Consumer Lending Shock

Regulatory tightening and liquidity shocks have driven losses, but Lufax's tangible equity remains nearly 9x the share price, suggesting deep value. LU's parent, Ping An, provides significant backing, and internal contro

PRNewsWireΒ·20d ago

Lufax Announces Extraordinary General Meeting on October 8, 2026

SHANGHAI, Sept. 10, 2026 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that it will hold

Seeking AlphaΒ·25d ago

Lufax: Shifting To A Distressed Asset Workout At A $1.55 Breakeven

Lufax Holding Ltd. offers an asymmetric, event-driven opportunity driven by deep value and potential capital return catalysts, not a business turnaround. Regulatory headwinds and compliance issues have pressured LU's sto

Seeking AlphaΒ·Aug 24

Lufax: A Mix Of Positives And Negatives (Rating Downgrade)

Lufax Holding Ltd is downgraded from "Buy" to "Hold" due to mixed financial and operational signals. LU's net losses narrowed sharply in 2Q26, aided by cost reductions and technology-driven operational efficiencies. But

MarketBeatΒ·Aug 19

Lufax H1 Earnings Call Highlights

Lufax NYSE: LU said its second-quarter results marked its return to a regular reporting schedule after the company completed re-audits of its 2022 and 2023 financial statements and audits for 2024 and 2025.