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LOANDEPOT INC -CLASS A

LDINYSE
🏆 #3635 by market capEarnings Nov 4 · PostUS Equity
$574.07▼ $33.07 (−5.76%)
Simulated price
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24h▼ 5.8%
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🏦Market Cap
$227M
Small Cap
📈Revenue Growth (YoY)
+7.7%
Slowing
📊Gross Margin
81.8%
High
💵FCF Margin
34.4%
Strong
⚖️P/S Ratio
0.1x
Cheap
Otter Score
52
Weak
No chart data available for LDI.

Trading Snapshot

Day Range
$571.01 – $580.21
52-Week Range
$0.64 – $3.80
Volume
$2.98B
Avg Volume
$2.03B
Shares Outstanding
337.8M
Next Earnings
Nov 24, 2026

Fundamentals Snapshot

Annual Revenue
$1.54B
Last Q Revenue
$324M
P/E Ratio
—
P/S Ratio
0.1x
EPS (TTM)
$-0.31
Dividend Yield
1.70%
Dilution (1yr)
+15.7%

Why Investors Own LDI

  • ✓High-growth profile — revenue up +15.6% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 51% gross margin and 4% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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LOANDEPOT INC -CLASS A

LDI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.5B▲ +37.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
88.3%▲ +25.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$203M▼ −183.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
−$735M▼ −17.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
223.8M▲ +15.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$4.7B▲ +$311M YoY
StockOtter · stockotter.space

About LOANDEPOT INC -CLASS A

loanDepot, Inc. is a financial services company operating within the United States' residential mortgage industry. It manages the full lifecycle of home loans, from initial origination and financing through their eventual sale and ongoing servicing. The firm offers a comprehensive suite of mortgage products, including conventional agency-conforming loans, prime jumbo mortgages, federal assistance residential loans, and home equity financing. Beyond its lending activities, loanDepot provides various ancillary services, such as proprietary title and escrow settlement solutions, real estate referral programs, and diverse consumer insurance policies, particularly for homeowners. Established in 2010, the company's primary corporate office is situated in Foothill Ranch, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Weak
52/100

Analyst Price Target

ⓘ
Average Target
$602.97
▲ +5.0% Upside
High Target$684.82
Low Target$461.55
Based on 31 analysts

Latest News & Updates

🚀
Reuters·2h ago

LOANDEPOT INC -CLASS A tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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Bloomberg·5h ago

Analysts lift LDI price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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CNBC·1d ago

LOANDEPOT INC -CLASS A announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.