LENDINGCLUB CORP
LCNYSE🏆 #1917 by market capUS Equity
$19.20▲ $0.40 (+2.07%)
After hours · at closeTrack LC
Get earnings, price moves & breaking news on Telegram
24h▲ 2.1%
7d▲ 0.0%
14d▲ 0.0%
30d▲ 0.0%
ytd▲ 1.4%
1y▲ 19.3%
🏦Market Cap
$2.21B
Small Cap
📈Revenue Growth (YoY)
+15.0%
Healthy
📊Gross Margin
68.6%
High
💵FCF Margin
-239.7%
Thin
⚖️P/S Ratio
1.8x
Cheap
Otter Score
64
Fair
Trading Snapshot
- Day Range
- $19.02 – $19.33
- 52-Week Range
- $11.75 – $21.67
- Volume
- $2.93B
- Avg Volume
- $2.43B
- Shares Outstanding
- 115.4M
- Next Earnings
- Nov 14, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.33B
- Last Q Revenue
- $269M
- P/E Ratio
- 11.3
- P/S Ratio
- 1.8x
- EPS (TTM)
- $1.70
- Dividend Yield
- 0.00%
- Dilution (1yr)
- +2.1%
Why Investors Own LC
- ✓High-growth profile — revenue up +54.9% YoY with expanding US Equity exposure.
- ✓Healthy economics — 33% gross margin and 18% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks
Execution delays, intensifying competition, and valuation compression if growth decelerates.
LENDINGCLUB CORP
LCFinancial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.3B▲ +15.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
64.7%▲ +23.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$334M▲ +412.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
−$2.9B▲ +6.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
118.9M▲ +2.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$902M▼ −$24M YoY
StockOtter · stockotter.spaceAbout LENDINGCLUB CORP
LendingClub Corporation is a digital marketplace bank that provides a broad range of financial products and services. It operates an online platform that connects borrowers and investors, offering personal, auto refinance, and patient and small business financing solutions. The company's services aim to provide a more efficient and transparent alternative to traditional banking.
🦦
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
64/100
Analyst Price Target
ⓘAverage Target
$20.00
▲ +4.2% Upside
High Target$25.07
Low Target$15.10
Based on 31 analysts
Latest News & Updates
🚀
MarketWatch·2h ago
LENDINGCLUB CORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
🛰️
Barron’s·5h ago
Analysts lift LC price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
🌌
Barron’s·1d ago
LENDINGCLUB CORP announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.