KRNY logo

KEARNY FINANCIAL CORP/MD

KRNYNASDAQ
πŸ† #2883 by market capEarnings Oct 21US Equity
$9.11β–Ό $0.06 (βˆ’0.65%)
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24hβ–Ό 0.7%
7dβ–Ό 4.6%
14dβ–Ό 7.1%
30dβ–Ό 7.2%
ytdβ–² 22.9%
1yβ–² 38.4%
🏦Market Cap
$573M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+1.1%
Slowing
πŸ“ŠGross Margin
50.8%
Healthy
πŸ’΅FCF Margin
10.7%
Healthy
βš–οΈP/S Ratio
1.7x
Cheap
Otter Score
76
Good

Trading Snapshot

Day Range
$8.98 – $9.24
52-Week Range
$6.23 – $10.24
Volume
$2.50B
Avg Volume
$2.54B
Shares Outstanding
62.9M
Next Earnings
Nov 25, 2026

Fundamentals Snapshot

Annual Revenue
$347M
Last Q Revenue
$87M
P/E Ratio
15.9
P/S Ratio
1.7x
EPS (TTM)
$0.58
Dividend Yield
4.77%
Dilution (1yr)
+0.3%

Why Investors Own KRNY

  • βœ“High-growth profile β€” revenue up +40.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 76% gross margin and 28% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

KRNY logo

KEARNY FINANCIAL CORP/MD

KRNY
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$347Mβ–² +1.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
50.8%β–² +15.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$47Mβ–² +52.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$34Mβ–² +61.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
63.2Mβ–² +0.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.0Bβ–Ό βˆ’$88M YoY
StockOtter Β· stockotter.space

About KEARNY FINANCIAL CORP/MD

Kearny Financial Corp. serves as the parent entity for Kearny Bank, providing a diverse array of banking and financial services across the United States. The institution offers a comprehensive suite of deposit products, including both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. Furthermore, Kearny Bank extends various lending options, such as mortgages for multi-family and commercial real estate, business term loans and credit lines, primary mortgages for single- to four-family residences, and home equity loans and lines of credit. It also provides financing for the construction or renovation of one-to-four family homes, commercial properties, or multi-family dwellings, alongside overdraft facilities and personal loans. Beyond these, the corporation engages in investment activities. As of August 18, 2021, its operations included 48 branch offices located throughout northern and central New Jersey, in addition to Brooklyn and Staten Island, New York. The company, established in 1884, has its headquarters in Fairfield, New Jersey.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
76/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy5
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

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