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9F INC - ADR

JFUNASDAQ
πŸ† #4645 by market capUS Equity
$2.82β–² $0.27 (+9.73%)
Market closed Β· at close
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24hβ–² 9.7%
7dβ–² 8.9%
14dβ–² 8.9%
30dβ–Ό 2.4%
ytdβ–Ό 61.5%
1yβ–² 9.3%
🏦Market Cap
$33M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+48.3%
High Growth
πŸ“ŠGross Margin
70.7%
High
πŸ’΅FCF Margin
β€”
βš–οΈP/S Ratio
0.7x
Cheap
Otter Score
80
Good

Trading Snapshot

Day Range
$2.80 – $2.84
52-Week Range
$1.98 – $9.48
Volume
$1.97B
Avg Volume
$2.02B
Shares Outstanding
11.8M
Next Earnings
Oct 30, 2026

Fundamentals Snapshot

Annual Revenue
$460M
Last Q Revenue
$69M
P/E Ratio
1.2
P/S Ratio
0.7x
EPS (TTM)
$14.68
Dividend Yield
0.00%
Dilution (1yr)
βˆ’0.4%

Why Investors Own JFU

  • βœ“High-growth profile β€” revenue up +37.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 39% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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9F INC - ADR

JFU
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$460Mβ–² +48.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
72.4%β–² +11.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$545Mβ–Ό βˆ’1299.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$194Mβ–² +326.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
11.8Mβ–Ό βˆ’0.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$411Mβ–² +$41M YoY
StockOtter Β· stockotter.space

About 9F INC - ADR

9F Inc., along with its subsidiary entities, operates an extensive online financial services platform across the People's Republic of China. The company's core offerings include digital financial accounts that streamline online lending, wealth management, and payment processing services. They extend both revolving and non-revolving loan products directly to individuals seeking credit, and also provide traffic referral services to their partner financial institutions. For investors, 9F presents a diverse range of online wealth management productsβ€”including fixed income securities, equities, insurance, bank-issued wealth products, and mutual fundsβ€”accessible through various proprietary platforms such as Wukong Licai, 9F Wallet, and 9F Puhui. Beyond these primary financial activities, 9F Inc. facilitates payment solutions, enabling users to settle credit card bills and various household expenses like utilities. Additional value-added services encompass credit history inquiries, debt restructuring assistance, and customer referral programs. The company further provides technology-driven empowerment solutions to a variety of sectors, including banking, automotive, securities investment, and insurance. Complementing its financial endeavors, 9F is also engaged in an e-commerce business, marketing a broad assortment of goods ranging from 3C products and beauty items to essential groceries (e.g., rice, noodles, oils), home appliances, jewelry, and alcoholic beverages. Serving a diverse client base of borrowers, investors, and collaborating financial institutions, 9F Inc. was founded in 2006. The company, originally known as JIUFU Financial Technology Service Limited, adopted its current name in June 2014 and maintains its corporate headquarters in Beijing, China.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Ratings

β“˜
Consensus
Sell
8 analysts
Strong Buy0
Buy0
Hold3
Sell4
Strong Sell1
Ratings as of Dec 2021

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