JFIN logo

JIAYIN GROUP INC-ADR

JFINNASDAQ
🏆 #4250 by market capUS Equity
$229.64▼ $18.12 (−7.89%)
Simulated price
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24h▼ 7.9%
7d—
14d—
30d—
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1y—
🏦Market Cap
$75M
Small Cap
📈Revenue Growth (YoY)
-85.1%
Declining
📊Gross Margin
63.1%
High
💵FCF Margin
—
⚖️P/S Ratio
0.1x
Cheap
Otter Score
88
Very Good
No chart data available for JFIN.

Trading Snapshot

Day Range
$228.88 – $232.38
52-Week Range
$1.42 – $11.64
Volume
$3.25B
Avg Volume
$4.33B
Shares Outstanding
52.0M
Next Earnings
Nov 9, 2026

Fundamentals Snapshot

Annual Revenue
$866M
Last Q Revenue
$737M
P/E Ratio
2.1
P/S Ratio
0.1x
EPS (TTM)
$4.41
Dividend Yield
0.00%
Dilution (1yr)
−3.0%

Why Investors Own JFIN

  • ✓High-growth profile — revenue up +57.2% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 61% gross margin and 7% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

JFIN logo

JIAYIN GROUP INC-ADR

JFIN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$866M▼ −85.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
77.9%▲ +19.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$250M▼ −80.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$622M▼ −9.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
51.5M▼ −3.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$639M▼ −$1.1B YoY
StockOtter · stockotter.space

About JIAYIN GROUP INC-ADR

Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Very Good
88/100

Analyst Ratings

ⓘ
Consensus
Buy
7 analysts
Strong Buy2
Buy4
Hold1
Sell0
Strong Sell0
Ratings as of Dec 2022

Latest News & Updates

🚀
CNBC·2h ago

JIAYIN GROUP INC-ADR tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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Barron’s·5h ago

Analysts lift JFIN price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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Reuters·1d ago

JIAYIN GROUP INC-ADR announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.