INDB logo

INDEPENDENT BANK CORP/MA

INDBNASDAQ
πŸ† #1542 by market capEarnings Oct 15US Equity
$78.12β–Ό $1.36 (βˆ’1.74%)
Pre-market Β· at close
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24hβ–Ό 1.7%
7dβ–Ό 2.2%
14dβ–Ό 5.3%
30dβ–Ό 3.8%
ytdβ–² 6.9%
1yβ–² 13.6%
🏦Market Cap
$3.72B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+32.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
26.6%
Strong
βš–οΈP/S Ratio
3.2x
Fair
Otter Score
72
Fair

Trading Snapshot

Day Range
$77.33 – $79.11
52-Week Range
$63.33 – $87.50
Volume
$3.46B
Avg Volume
$3.78B
Shares Outstanding
47.6M
Next Earnings
Dec 14, 2026

Fundamentals Snapshot

Annual Revenue
$1.17B
Last Q Revenue
$289M
P/E Ratio
13.6
P/S Ratio
3.2x
EPS (TTM)
$5.54
Dividend Yield
3.11%
Dilution (1yr)
+16.4%

Why Investors Own INDB

  • βœ“High-growth profile β€” revenue up +59.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 67% gross margin and 24% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

INDB logo

INDEPENDENT BANK CORP/MA

INDB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.2Bβ–² +19.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
67.9%β–² +2.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$267Mβ–² +8.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$240Mβ–² +14.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
49.5Mβ–² +16.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$596Mβ–Ό βˆ’$115M YoY
StockOtter Β· stockotter.space

About INDEPENDENT BANK CORP/MA

Independent Bank Corp. functions as the parent company for Rockland Trust Company, delivering a wide array of commercial banking products and services. Its clientele primarily consists of private individuals and small to mid-sized businesses, largely within Massachusetts. The institution offers diverse deposit options, including interest-bearing checking, money market, and savings accounts, in addition to demand deposits and time certificates of deposit. Its extensive lending portfolio covers commercial and industrial loans, commercial real estate and construction financing, small business loans, consumer real estate loans, and personal loans. Beyond core banking, the company provides wealth management and fiduciary services for a broad spectrum of clients, from private individuals and institutions to small businesses and charitable organizations. It also offers digital banking solutions (online and mobile), estate planning, financial advisory, and tax assistance. Customers have access to ATM and debit card services, alongside various investment products such as mutual funds, unit investment trusts, general securities, fixed and variable annuities, and life insurance. As of December 31, 2021, Independent Bank Corp. maintained a substantial physical presence, operating 119 retail branches, two limited-service retail branches, and one mobile branch. These facilities are strategically located across Eastern Massachusetts, encompassing Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk, and Worcester counties. Established in 1907, the company is headquartered in Rockland, Massachusetts.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Ratings

β“˜
Consensus
Buy
13 analysts
Strong Buy4
Buy6
Hold2
Sell1
Strong Sell0
Ratings as of Sep 2026

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