HWC logo

HANCOCK WHITNEY CORP

HWCNASDAQ
πŸ† #1194 by market capEarnings Oct 20US Equity
$952.40β–Ό $18.19 (βˆ’1.91%)
Simulated price
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24hβ–Ό 1.9%
7dβ–² 1215.8%
14dβ–² 1178.2%
30dβ–² 1177.3%
ytdβ–² 1395.4%
1yβ–² 1421.6%
🏦Market Cap
$5.86B
Small Cap
πŸ“ˆRevenue Growth (YoY)
-1.5%
Declining
πŸ“ŠGross Margin
72.9%
High
πŸ’΅FCF Margin
28.6%
Strong
βš–οΈP/S Ratio
3.0x
Cheap
Otter Score
80
Good

Trading Snapshot

Day Range
$945.48 – $960.14
52-Week Range
$54.05 – $80.13
Volume
$5.95B
Avg Volume
$7.51B
Shares Outstanding
81.2M
Next Earnings
Oct 25, 2026

Fundamentals Snapshot

Annual Revenue
$2.02B
Last Q Revenue
$521M
P/E Ratio
14.0
P/S Ratio
3.0x
EPS (TTM)
$5.25
Dividend Yield
2.70%
Dilution (1yr)
βˆ’2.7%

Why Investors Own HWC

  • βœ“High-growth profile β€” revenue up +36.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 70% gross margin and 14% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HWC logo

HANCOCK WHITNEY CORP

HWC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.0Bβ–Ό βˆ’1.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
73.1%β–² +8.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$626Mβ–² +9.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$523Mβ–Ό βˆ’15.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
84.3Mβ–Ό βˆ’2.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$775Mβ–Ό βˆ’$1.3B YoY
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About HANCOCK WHITNEY CORP

Hancock Whitney Corporation, founded in 1899 and headquartered in Gulfport, Mississippi, functions as the financial holding company for Hancock Whitney Bank. This institution delivers a comprehensive range of traditional and online banking solutions to commercial entities, small businesses, and individual consumers. Its deposit product portfolio includes noninterest-bearing checking accounts, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposits. The company also provides diverse loan options, such as commercial and industrial financing, commercial real estate loans, construction and land development loans, residential mortgages, and consumer loans like second lien mortgage home loans, home equity lines of credit, and other consumer purpose loans. Additionally, it offers revolving credit facilities, letters of credit, and financial guarantees. Beyond core banking, Hancock Whitney furnishes investment brokerage and treasury management services, along with annuity and life insurance products. It also provides trust and investment management services for retirement plans, corporations, and individuals. The corporation further participates in new market tax credit activities and manages foreclosed assets. Operating primarily throughout the Gulf South corridor, Hancock Whitney maintains a significant physical presence with 177 banking locations and 239 automated teller machines. Its operational footprint covers southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle areas of Florida; and specific regions of East Texas, including Houston, Beaumont, Dallas, and San Antonio. The company also operates a loan production office in Tennessee and a dedicated trust and asset management office in Texas. Formerly known as Hancock Holding Company, the company rebranded to Hancock Whitney Corporation in May 2018.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Ratings

β“˜
Consensus
Buy
14 analysts
Strong Buy4
Buy6
Hold4
Sell0
Strong Sell0
Ratings as of Sep 2026

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