HIFS logo

HINGHAM INSTITUTION FOR SVGS

HIFSNASDAQ
πŸ† #2800 by market capEarnings Oct 16US Equity
$290.86β–Ό $4.94 (βˆ’1.70%)
πŸŒ™ After hours$290.86β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–Ό 1.7%
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🏦Market Cap
$634M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+8.9%
Slowing
πŸ“ŠGross Margin
48.8%
Healthy
πŸ’΅FCF Margin
14.4%
Healthy
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
80
Good
No chart data available for HIFS.

Trading Snapshot

Day Range
$288.77 – $292.35
52-Week Range
$248.53 – $338.00
Volume
$3.00B
Avg Volume
$3.84B
Shares Outstanding
2.2M
Next Earnings
Nov 5, 2026

Fundamentals Snapshot

Annual Revenue
$237M
Last Q Revenue
$72M
P/E Ratio
9.8
P/S Ratio
2.6x
EPS (TTM)
$30.19
Dividend Yield
1.09%
Dilution (1yr)
+0.2%

Why Investors Own HIFS

  • βœ“High-growth profile β€” revenue up +45.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 55% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HIFS logo

HINGHAM INSTITUTION FOR SVGS

HIFS
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$237Mβ–² +8.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
43.6%β–² +44.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$73Mβ–² +99.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$36Mβ–² +202.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
2.2Mβ–² +0.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.5Bβ–Ό βˆ’$312M YoY
StockOtter Β· stockotter.space

About HINGHAM INSTITUTION FOR SVGS

Hingham Institution for Savings is a financial services provider that offers a diverse array of banking solutions to both individual consumers and corporate entities throughout the U.S. Its comprehensive selection of deposit accounts encompasses savings, checking, money market, demand deposit, and negotiable order of withdrawal (NOW) options, alongside certificates of deposit (CDs). The institution also extends credit through various loan products, including financing for commercial and residential real estate, construction projects, home equity lines, general business needs, and personal consumer purposes. Furthermore, for customer convenience, it makes available automated teller machines (ATMs), debit cards, and a robust online banking platform. Its service delivery model includes a network of six physical branches situated across Boston and eastern Massachusetts, supplemented by commercial lenders and dedicated relationship managers operating in Washington. Established in 1834, Hingham Institution for Savings maintains its principal office in Hingham, Massachusetts.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Price Target

β“˜
Average Target
$362.14
β–² +24.5% Upside
High Target$425.61
Low Target$280.96
Based on 27 analysts

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