HGTY logo

HAGERTY INC-A

HGTYNYSE
πŸ† #1367 by market capEarnings Nov 2US Equity
$13.55β–² $0.03 (+0.22%)
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🏦Market Cap
$4.65B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+22.2%
Healthy
πŸ“ŠGross Margin
75.2%
High
πŸ’΅FCF Margin
19.8%
Healthy
βš–οΈP/S Ratio
3.3x
Fair
Otter Score
60
Fair
No chart data available for HGTY.

Trading Snapshot

Day Range
$13.46 – $13.77
52-Week Range
$9.36 – $14.17
Volume
$2.89B
Avg Volume
$3.27B
Shares Outstanding
343.4M
Next Earnings
Nov 9, 2026

Fundamentals Snapshot

Annual Revenue
$1.40B
Last Q Revenue
$374M
P/E Ratio
32.7
P/S Ratio
3.3x
EPS (TTM)
$0.25
Dividend Yield
0.00%
Dilution (1yr)
+285.4%

Why Investors Own HGTY

  • βœ“High-growth profile β€” revenue up +7.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 74% gross margin and 26% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HGTY logo

HAGERTY INC-A

HGTY
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.5Bβ–² +22.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
80.4%β–² +7.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$139Mβ–² +48.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$194Mβ–² +24.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
347.0Mβ–² +285.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$66Mβ–² +$194M YoY
StockOtter Β· stockotter.space

About HAGERTY INC-A

Hagerty, Inc. operates globally, serving as an insurance agency that specializes in policies for automobiles and boats, in addition to offering reinsurance products. Beyond its core insurance offerings, the company provides a suite of services and platforms: Hagerty Media distributes content through its HDC Magazine, various video productions, and a dedicated YouTube channel. HDC (Hagerty Drivers Club) is a subscription service that grants members access to the HDC Magazine, exclusive automotive events, proprietary vehicle valuation tools, emergency roadside assistance, and special vehicle-related discounts. HVT (Hagerty Valuation Tools) allows customers to access both current and historical pricing data for collector vehicles such as cars, trucks, SUVs, and motorcycles. Hagerty Events organizes a wide variety of gatherings, from intimate meetings to large-scale productions. DriveShare functions as a peer-to-peer platform for renting out classic and unique vehicles. MotorsportReg is an online system that streamlines membership, licensing, and event management for motorsports, automating aspects like event listings, registration processes, and payment collection. Hagerty Garage + Social furnishes clubhouses and secure storage facilities for vehicles. The company's primary operations are based in Traverse City, Michigan.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
60/100

Analyst Price Target

β“˜
Average Target
$17.09
β–² +26.1% Upside
High Target$21.52
Low Target$14.63
Based on 10 analysts

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