GDOT logo

GREEN DOT CORP-CLASS A

GDOTNYSE
πŸ† #2739 by market capUS Equity
$12.29β–Ό $0.05 (βˆ’0.41%)
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24hβ–Ό 0.4%
7dβ–Ό 7.0%
14dβ–Ό 6.9%
30dβ–Ό 8.0%
ytdβ–Ό 4.1%
1yβ–Ό 13.5%
🏦Market Cap
$697M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+20.7%
Healthy
πŸ“ŠGross Margin
24.5%
Moderate
πŸ’΅FCF Margin
5.1%
Moderate
βš–οΈP/S Ratio
0.3x
Cheap
Otter Score
56
Weak

Trading Snapshot

Day Range
$12.22 – $12.51
52-Week Range
$10.10 – $14.46
Volume
$1.79B
Avg Volume
$1.70B
Shares Outstanding
56.7M
Next Earnings
Nov 13, 2026

Fundamentals Snapshot

Annual Revenue
$2.08B
Last Q Revenue
$596M
P/E Ratio
-25.8
P/S Ratio
0.3x
EPS (TTM)
$-0.46
Dividend Yield
0.00%
Dilution (1yr)
+3.7%

Why Investors Own GDOT

  • βœ“High-growth profile β€” revenue up +36.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 53% gross margin and 24% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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GREEN DOT CORP-CLASS A

GDOT
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.1Bβ–² +20.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
24.5%β–Ό βˆ’27.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$55Mβ–Ό βˆ’3410.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$66Mβ–² +830.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
55.5Mβ–² +3.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$1.4Bβ–Ό βˆ’$177M YoY
StockOtter Β· stockotter.space

About GREEN DOT CORP-CLASS A

Green Dot Corporation operates as a financial technology and bank holding company, delivering a broad spectrum of financial products and services to individuals and businesses throughout the United States. Its business is organized into three principal segments: Consumer Services, Business-to-Business Solutions, and Money Movement Services. Among its diverse offerings are deposit account programs, which include checking accounts for individual consumers and small enterprises, as well as network-branded reloadable prepaid debit cards, gift cards, and secured credit facilities. Moreover, Green Dot provides comprehensive money processing services. These encompass cash transfer services, allowing patrons to deposit, pick up cash, or pay bills with cash directly at the point-of-sale at any participating retail location. Furthermore, their "Simply Paid" disbursement services facilitate the distribution of wages and authorized funds into either its own deposit account programs or accounts managed by third-party banks or program managers. The company also extends into tax processing services. These include technology for tax refund transfers, streamlining the receipt of taxpayers' refund proceeds. It also provides small business lending to independent tax preparation providers seeking modest advances, along with "Fast Cash Advance" loans for individuals awaiting tax refunds. Founded in 1999, Green Dot Corporation has its principal office located in Austin, Texas.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
56/100

Analyst Price Target

β“˜
Average Target
$14.05
β–² +14.3% Upside
High Target$16.57
Low Target$12.21
Based on 34 analysts

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